Tapcheck · 1 week ago
Director of Product, Money Movement
United States
Full-time
Remote
Lead/Staff
$250K/yr - $250K/yrTapcheck is a digital platform focused on improving financial wellness by offering on-demand earnings access. They are seeking a Director of Product, Money Movement to lead the strategy and execution of their money movement ecosystem, ensuring seamless operations across payments and collections as the company scales.
Employee BenefitsFinancial ServicesFinTechMobile Payments
No H1B
Responsibilities
Own the product vision and roadmap for Tapcheck’s full money movement lifecycle:
Disbursement of funds to users
Recovery of funds from employers, payroll partners, and consumers
Routing across multiple payment rails
Accurate attribution across employees, employers, and partners
Ensure money movement supports multiple business models, including partner-led and direct-to-consumer use cases
Lead strategy for outbound payments across:
Payroll and general-purpose reloadable (GPR) cards
ACH, RTP, and FedNow
Debit push/pull
Sponsor-bank and third-party rails
Define how Tapcheck selects and routes payments based on speed, cost, reliability, compliance, and user experience
Partner closely with Engineering to evolve toward a flexible, rail-agnostic payment orchestration layer
Own the roadmap for card products and payment instruments that support wage access and future financial products
Be accountable for the strategy and integration of Tapcheck’s repayments ecosystem, including:
Employer-funded repayments
Payroll service bureau integrations
Employee-level recovery flows
Invoicing, ACH, real-time payments, checks, and API-based collections
Ensure repayment systems scale with increasing partner complexity and transaction volume
Drive alignment between repayment logic, transaction data models, and accounting requirements
Partner closely with Repayments Product, Payment Operations, Risk, Data, and Accounting to ensure recovery is predictable, transparent, and auditable
Ensure every transaction—outbound or inbound—is:
Fully traceable
Correctly attributed
Reconcilable across operational systems and financial reporting
Guide the evolution of data models that support aggregation, itemization, and multi-entity financial flows
Balance automation and control to reduce manual effort while maintaining financial correctness
Own unit economics across money movement, including processing costs, interchange, recovery rates, losses, and contribution margin
Define and track KPIs that reflect real system health (e.g., success rates, latency, cost per transaction, exception rates)
Leverage modern tooling and AI-enabled product development practices to design, build, and ship high-quality systems with speed and accuracy
Lead cross-functional execution across Product, Engineering, Finance, Risk, Compliance, CX, and Operations
Act as a strategic thought partner to executive leadership on sequencing, tradeoffs, and long-term platform evolution
Qualification
Required
Experience building or scaling payment platforms, financial infrastructure, or transaction-heavy systems
Comfort owning both money-out and money-in flows, even if prior experience skews toward one
Strong intuition for data modeling, operational realities, and accounting implications
Experience working with banks, payment processors, payroll providers, or fintech infrastructure partners
A hands-on leadership style—able to dive into details when needed while maintaining strategic clarity
The ability to move quickly and decisively without sacrificing correctness or completeness
Benefits
Flexible Time Off
Health Insurance
Dental Insurance
Vision Insurance
401K Match
Company
Tapcheck
Tapcheck is a financial wellness platform that lets employees access a portion of their earned wages before payday.
Founded in 2019
51-200 employees
Funding
Current Stage
Growth StageTotal Funding
$263.03MKey Investors
PeakSpan CapitalVictory Park CapitalFIS Impact Ventures
2025-04-14Series A· $25M
2025-04-14Debt Financing· $200M
2023-04-19Series Unknown· $18.03M
Leadership Team
Ron Gaver
Chief Executive Officer
Alex Gostomelsky
CFO
Recent News
Payments Dive
2025-10-28
Payments Dive
2025-06-13
2025-06-10
Company data provided by crunchbase