Synovus · 6 days ago
ABL Collateral Analyst, Senior (Hybrid)
Atlanta, GA
Full-time
Hybrid
Senior Level
5+ years expSynovus is a financial institution seeking a Senior ABL Collateral Analyst to provide monitoring, oversight, and operational support to the Asset Based Lending group. The role involves ensuring compliance with regulatory requirements, providing high-level customer service, and mentoring junior team members while managing collateral and credit analysis.
BankingFinanceFinancial Services
Responsibilities
Serves as the first point of contact for issues related to the commercial customer's asset-based line of credit. Works with customers to ensure timely fulfillment of all requirements related to lending relationships. May act as first point of contact for other bank-related services as well, directing clients to the appropriate channels as needed
Monitors loans by obtaining accounts receivable, accounts payable, and inventory valuations. Uses these reports to reconcile total receivables and total ineligible receivables on at least a monthly basis. May perform month-over-month analysis for the purpose of determining if receivables have been fraudulently inflated
Reconciles loan and deposit accounts frequently and accurately. Collects and applies various fees on a regular basis. Acts as a resource for other team members by providing support for the use of the FIS, ABLSoft and other bank systems
Responsible for monitoring various reports for multiple customers including, but not limited to, borrowing base certificates, month-end recapitulations and dilution activity
Promptly and accurately processes advances requests and payments on large commercial lines of credit
Analyze sales, credit memos, and collection activity for unusual transactions or behavior. Provides timely notification to Operations manager and/or Portfolio Managers of any notable changes or trends
May be responsible for the verification process which includes preparing audit letters and/or conducting invoice tests in an effort to detect and prevent fraud
Handles the most complex/sensitive accounts providing proactive, high-touch customer support and assisting other team members as necessary in maintaining account relationships
May participate in or coordinate projects and assist in the resolution of more complex and time sensitive activities
Provides proactive monitoring of assigned Asset Based Lending (ABL) portfolio to ensure available collateral supports risk and loan outstandings. Keeps portfolio managers apprised of any material changes in trends or current borrower financial conditions that may constitute increased risk within the portfolio
Routinely meets with portfolio managers to discuss loans within their purview. May be asked to maintain general awareness of the entire ABL loan portfolio in order to provide board operational support as necessary
May coordinate the preparation of loan documentation via setup worksheets; reviews loan documentation to make sure it agrees with setup worksheets and then submits forms for uploading for new and renewing loans
Actively participates in the onboarding of new customers. May be required to attend prospecting calls, gather information pertinent to new loan closings, gain understanding of potentially higher complexity levels and be prepared to educate other ABL collateral analysts on the specifics of deals
Provides orientation and services as a first point of contact for less experienced collateral analyst team members. Assigns duties, reviews and provides temporary oversight for day-to-day duties of junior team members in the even that the Operations Manager is unavailable
Each team member is expected to be aware of risk within their functional area. This includes observing all policies, procedures, laws, regulations and risk limits specific to their role. Additionally, they should raise and report known or suspected violations to the appropriate Company authority in a timely fashion
Performs other related duties as required
Qualification
Required
Bachelor's Degree in Finance, Accounting, or related field, or an equivalent combination of education and experience
5 years job-specific experience
Extensive knowledge of FIS, ABLSoft and other bank systems
Ability to reconcile loan and deposit accounts
General knowledge of treasury services, merchant services, card services, asset based lending functions, and securities
General knowledge of loan documentation and financial statement requirements for loans
Good analytical skills
Effective written and oral communication skills
Excellent customer service skills
Effective organizational skills
Proficiency using word processing and spreadsheet software programs
Preferred
Prefer Asset Based Lending, Banking/Financial Service knowledge
Company
Synovus
Synovus is a financial services company that provides commercial banking, retail banking, investment, and mortgage services.
5001-10000 employees
H1B Sponsorship
Synovus has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (3)
2024 (3)
2023 (1)
2022 (2)
Funding
Current Stage
Public CompanyTotal Funding
$1.5B2025-12-09Post Ipo Debt· $500M
2025-07-24Acquired
2024-10-29Post Ipo Debt· $500M
Leadership Team
Anne Fortner
Head of Enterprise Credit Risk
Blake Thrasher
Market President
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