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Topstep · 2 days ago

Compliance Officer

United States

Full-time

Remote

Mid, Senior Level

$115K/yr - $165K/yr

5+ years exp

Topstep is a fintech company focused on proprietary trading evaluation platforms. The Compliance Officer is responsible for managing the compliance program, ensuring adherence to laws and regulations, and collaborating with various teams to implement compliance across all business activities.

ConsultingEducationFinancial ServicesStock ExchangesTrading Platform

Growth Opportunities

No H1B

Responsibilities

Oversee the development, implementation, and monitoring of Topstep’s compliance program across its trading evaluation platform and related business activities

Act as the primary compliance resource for AML/KYC, ensuring alignment with applicable U.S. and international standards for customer due diligence and transaction monitoring

Maintain and enhance AML/KYC policies and procedures, including risk-based onboarding, screening, and ongoing monitoring of customers

Monitor and ensure compliance with NFA and CFTC rules and regulations, including staying up to date with changes and advising on their operational impacts

Support the finance and fraud department related to payment processing activities, chargeback handling, and fraud prevention systems, ensuring alignment with applicable rules and industry best practices

Conduct internal audits, compliance reviews, and risk assessments to evaluate the firm’s adherence to internal controls and external requirements

Monitor regulatory developments relevant to fintech, trading platforms, payments, chargebacks, FTC regulations, consumer protection laws, and derivatives markets and advise senior management on their impacts

Partner with Fraud, Risk, Legal, and Operations to ensure compliance with NFA, CFTC, and FTC rules regarding advertising, marketing claims, disclosure, privacy policies, and customer communications

Investigate potential compliance issues and escalate suspicious activity internally and to third-party partners (e.g., payment processors, financial partners) as necessary and coordinate response strategies with relevant teams

Support responses to regulatory inquiries, audits, and examinations by NFA, CFTC, or other regulators

Develop and deliver compliance training programs to employees covering AML/KYC, NFA and CFTC compliance, FTC regulations, payment processing compliance, fraud awareness, chargeback management, data privacy, ethics, and other relevant topics

Maintain accurate compliance documentation and reporting in accordance with regulatory and internal recordkeeping requirements

Collaborate cross-functionally to assess new products, features, and initiatives for compliance risks and regulatory implications

Qualification

AML/KYC complianceNFACFTC complianceCompliance program developmentFintech experiencePayment processing complianceAnalytical skillsMultitaskingMicrosoft 365 proficiencyCRM systemsCommunication skillsOrganizational skillsTime management

Required

Bachelor's degree in business, finance, accounting, or a related field

5-9+ years of compliance experience in a fintech, trading platform, online financial services company, or similar regulated environment

Strong knowledge of AML/KYC requirements, BSA/USA PATRIOT Act, OFAC, and FTC regulations (especially advertising, privacy, and consumer protection laws)

Strong knowledge of NFA and CFTC regulatory frameworks, including futures, options, and derivatives compliance obligations

Familiarity with trading, trading evaluation platforms, or online financial services operations

Experience implementing and maintaining compliance programs, policies, and internal controls

Excellent analytical and investigative skills

Outstanding written and verbal communication skills with the ability to convey complex compliance matters clearly

Ability to manage multiple priorities and deadlines in a fast-paced environment

Proficiency in compliance monitoring tools, CRM systems, and Microsoft 365 suite

Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals

Ability to compute rate, ratio, and percent and to draw and interpret bar graphs

Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations

Ability to apply common sense understanding to carry out written or oral instructions

Ability to deal with problems involving concrete variables in standardized situations

Ability to solve practical problems via a logical, analytic approach

Knowledge of electronic equipment, intermediate PC skills, knowledge of internet software and proficiency

Familiarity with Google Drive and Google Docs is a must

Ability to multitask

Ability to work in a fast-paced environment

Strong time management and organizational skills

Ability to work under dynamic schedule constraints and consistently meet deliverable timelines

Preferred

Experience with payment processing compliance and chargeback management, including oversight of payment processors, disputes, and fraud prevention controls

Series 3 license preferred (or willingness to obtain within 6 months); CAMS certification is a plus