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Pathward · 1 day ago

FIU Alerts Analyst I

United States

Full-time

Remote

Mid Level

$14/hr - $23/hr

3+ years exp

Pathward is a financial empowerment company dedicated to creating financial inclusion for all. The FIU Alerts Analyst I will support the development and oversight of the Financial Crime Investigation Management Program, focusing on risk assessments, compliance, and analysis of customer transactions.

ConsultingFinanceFinancial Services

Work & Life Balance

Responsibilities

Design and managing the implementation of FIU management process for the organization including complex risk assessments involving analyzing and identifying, describing, and estimating the risks affecting the business and corporate initiatives

Ensure compliance with the risk management policies and facilitate ongoing independent risk assessments as needed

Complete variance trend analysis and provide support and justification

Proactively identify data anomalies and red flags related to money laundering, terrorist financing, fraud, and sanctions violations. Escalate complex cases for second-level review as needed, demonstrating sound judgment and attention to detail

Conduct thorough verification of client identities to gain a deep understanding of the nature and purpose of their relationships with financial institutions. Ensure strict adherence. to Know Your Customer (KYC) and Enhanced Due Diligence (EDD) procedures

Analyze customer transactions and activities against expected behaviors to identify patterns and generate actionable insights for strengthening compliance frameworks

Perform problem management, resolution, escalation of issues as necessary

Other duties as assigned

Qualification

BSA/AML ExpertiseTechnical ProficiencyCritical Thinking SkillsCertified BSA/AML professionalCertified Anti-Money Laundering SpecialistCertified Financial Crime SpecialistMultitaskingIndependenceEffective CommunicationAttention to detail

Required

Bachelor's degree in a relevant field such as Business, Criminal Justice, or Finance or equivalent work experience

Typically, 3+ years of experience in banking, finance, or compliance

BSA/AML Expertise: Comprehensive knowledge of BSA/AML regulations with a minimum of three years of direct experience in a compliance or investigative capacity

Critical Thinking Skills: Exceptional analytical, research, and problem-solving abilities to identify patterns and risks in complex data sets

Technical Proficiency: Advanced proficiency in Microsoft Excel, PowerPoint, and Word, with a proven ability to quickly adapt to and learn new technologies and compliance tools

Effective Communication: Strong verbal and written communication skills, coupled with excellent interpersonal abilities to foster collaboration and deliver insights effectively

Multitasking and Independence: Demonstrated ability to manage multiple priorities, work independently with minimal oversight, and contribute effectively in a team environment

Attention to detail

The ability to manage multiple, competing priorities

Strong written and verbal communication skills