Veracity Software Pvt. Ltd. ยท 4 months ago
Credit Risk Manager, Vice President
New York County, NY
Full-time
Hybrid
Senior Level
6+ years expVeracity Software Pvt. Ltd. is a financial services company seeking a Credit Risk Manager, Vice President to manage a portfolio of clients and conduct credit risk analysis. The role involves structuring deals, supporting policy development, and mentoring junior analysts while ensuring compliance with regulatory requirements.
Information Technology & Services
Responsibilities
Independently manage a portfolio as the assigned credit officer
Perform ongoing due diligence and scheduled credit reviews
Analyze borrower financials, industry, business, legal risks, and assign accurate credit ratings
Prepare detailed credit applications and recommendations in line with internal policies
Partner with business/product teams to evaluate new transactions
Identify and mitigate structural risks in deal terms
Advise stakeholders on risk exposure, terms, and profitability enhancement
Communicate directly with the credit division with minimal management support
Ensure adherence to all internal and external (regulatory) compliance requirements
Participate in policy updates and credit framework enhancements
Support and train junior analysts on credit processes and complex assignments
Act as a subject matter expert to enhance the team's analytical capabilities
Qualification
Required
Bachelor's degree in Finance, Economics, Accounting, or related field
6+ years of experience in credit or risk analysis within financial institutions
3+ years of experience specifically analyzing financial institutions and conducting due diligence
Advanced financial modeling capabilities to assess repayment capacity
In-depth understanding of corporate loan documentation and credit risk structuring
Familiarity with U.S. (FRB, FDIC) and/or Japanese (FSA, BOJ) regulatory environments
Preferred
Experience mentoring or supporting junior analysts
Exposure to international financial institutions
Familiarity with rating agency methodologies or internal rating systems
Company
Veracity Software Pvt. Ltd.
At Veracity, if you have an idea you want to validate, a product you need to build, or an existing product that needs optimization, our teams are trained to jump in wherever needed.
51-200 employees
Funding
Current Stage
Growth StageCompany data provided by crunchbase