First Financial Bank · 21 hours ago
Retail Lending Quality Control Specialist & Appraisal Reviewer
OH - Cincinnati - Pictoria Dr
Full-time
Onsite
Mid Level
$52K/yr - $67K/yr
3+ years expFirst Financial Bank is looking for a Retail Lending Quality Control Specialist & Appraisal Reviewer. This role is responsible for performing quality control tasks related to mortgage and consumer real estate files, reviewing appraisal reports, and ensuring compliance with agency guidelines and credit policies.
BankingCreditDebit CardsFinanceFinancial ServicesLending
Responsibilities
Work with line of business leadership to ensure sound quality control policies and procedures including the Mortgage Quality Control Plan and Mortgage Quality Control Procedures
Identify and communicate the root cause and source of recurring loan defects with the objective of eliminating or reducing errors through process improvement or additional training
Provide effective and timely reporting to managers on the quality of the loan origination process helping to identify areas of concerns and opportunities to improve loan quality and efficiency
Ensure timely responses to file requests from Fannie, Freddie, FHLB, VA, FHA, and mortgage insurance companies and resolve issues as needed
Ensure various reviews are completed timely including but not limited to Prefunding QC, Post Closing QC, Denied QC review, Early Payment Default Review, NMLS Quarterly testing, OFAC reviews, LDP/GSA checks, exception testing
Review HUD Loan Review System (LRS) weekly and resolve inquiries as provided
Track repurchase activity including remedy requests, tracking, and closure of repurchase requests from agencies and investors
Review appraisal reports associated with Residential Mortgage Loans and Consumer Real Estate loans
Accept or deny appraisal reports in accordance with Fannie Mae, Freddie Mac, Interagency Guidelines, USPAP and the bank’s Credit Policy
Deliver appraisals and flood notice to borrowers via electronic channel or mailing
Achieve and maintain a Satisfactory Level of department turn-around times, per level of agreement with the lines of business
Perform other tasks and assignments as directed by Management
Qualification
Required
Bachelor's Degree in related field or equivalent experience
3-5 years of financial services industry experience
Ability to read, analyze and comment on residential property appraisals with respect to FHA, VA, FHLB, FHLMC, FNMA, USPAP and FIRREA guidelines
Knowledgeable of Regulations, Interagency Regulatory guidelines, investor requirements, and bank's Credit Policy, keeping apprised of the same
Critical thinking and collaboration skills required
Must be analytical and possess ability to interpret and apply policies and regulations across a large, complex business
Ability to effectively manage time
Independent and highly self-motivated
Ability to communicate effectively
Strong PC skills including Microsoft Office (Word, Excel, Access, PowerPoint)
At least 4 years' experience with Residential collateral underwriting, Residential appraisal review and/or residential property analysis and market conditions
Excellent written and verbal communication skills in corresponding with business partners, internal and external clients
Ability to effectively present information to management
Ability to define problems, collect data, establish facts, and draw valid conclusions
Fluent with appraisal terminology and possesses a strong understanding of appraisal concepts
Extremely detailed and proficient with multi-tasking
Working knowledge of regulatory compliance, including but not limited to Regulations B, C, O, U, V, Z, Dodd--Frank
Company
First Financial Bank
First Financial Bank has been in the business of client service and success for more than 150 years.
1001-5000 employees
H1B Sponsorship
First Financial Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1)
2024 (2)
2022 (1)
2021 (2)
Funding
Current Stage
Public CompanyTotal Funding
$300M2025-11-06Post Ipo Debt· $300M
1983-12-30IPO
Leadership Team
Rick Dennen
Chief Corporate Banking Officer
Recent News
Retail Banker International
2026-01-05
2026-01-03
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