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BBVA · 1 day ago

Credit Risk Review Vice President

New York, NY

Full-time

Onsite

Mid, Senior Level

$150K/yr - $170K/yr

6+ years exp

BBVA is seeking a Credit Risk Review Vice President with a strong background in credit analysis and Corporate & Investment Banking. The role involves conducting independent credit reviews to ensure compliance with bank policies and regulatory guidelines while identifying and communicating credit risk management weaknesses.

AccountingBankingFinanceFinancial ServicesLending

Comp. & Benefits

No H1B

Responsibilities

Assess the sufficiency of credit risk monitoring programs, relevant performance covenants and monitoring guidelines and trigger events. Ensure all credit extensions are made in compliance with lending policies, procedures, and regulatory guidelines

Evaluate borrower financial performance through the assessment of financial statements and credit risk metrics, including income statement, cash flow statement, balance sheet and capital structure analysis. Evaluate the financial performance against all base and stress-scenario financial projections as required

Determine the accuracy of U.S. Regulatory Classifications and internal risks ratings

Verify the adequacy of the Allocation for Loan and Lease Losses (ALLL) procedures as required

Knowledge of Leverage Lending guidelines, industry best practices, regulatory requirements and professional experience to identify deficiencies and/or areas of improvement in credit risk management processes, procedures and policies

Perform Risk Assessments for assigned portfolio segments to accurately document CRR’s current opinion of the quantity, quality and direction of credit risk in the portfolios

Perform Continuous Monitoring reviews on assigned portfolio segments to enhance the early detection of credit risk and enhance CRR’s Risk Assessment process

Maintain in-depth knowledge of assigned portfolio segments

Identify review weaknesses and actions to mitigate

Maintain in-depth knowledge of all policies and procedures related to lending, credit rating and problem loan monitoring

Perform ad-hoc/ancillary projects in support of the overall CRR function

Qualification

Credit risk review experienceCredit analysis backgroundU.S. regulationsCFA certificationCredit risk management techniquesAdvanced technical skillsInterpersonal skillsWork ethicSelf-motivated