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Delos Insurance Solutions · 1 day ago

Personal Lines Property Associate Underwriter

United States

Full-time

Remote

Entry, Mid Level

2+ years exp

Delos Insurance Solutions is a technology-forward insurance company focused on the Excess & Surplus market. The Personal Lines Property Associate Underwriter will evaluate and underwrite new business and renewals, engage with agents and internal partners, and support the development and execution of underwriting guidelines.

Computer VisionFinancial ServicesInsuranceInsurTechPredictive AnalyticsProperty Insurance

Responsibilities

Review, assess, and underwrite new business and renewal submissions across homeowners and other property lines

Handle on-going underwriting work such as inspection review, endorsements, system tasks, etc

Apply sound judgment to evaluate property risk characteristics in relation to underwriting guidelines and risk appetite

Identify and select profitable risks aligned with company goals while avoiding adverse selection

Serve as an underwriting contact for appointed agents, responding to questions, clarifying risk appetite, and supporting growth of quality submissions

Deliver consistent, timely, and professional communication to external distribution partners and internal stakeholders

Collaborate with our distribution team to provide underwriting training or support when needed

Provide feedback on underwriting guidelines based on market conditions, risk observations, and competitive insights

Support the development and implementation of referral authority protocols

Contribute to underwriting training materials and process improvements to drive efficiency and consistency

Qualification

Property underwriting experienceRisk selection expertiseModern underwriting platformsIndustry designations CPCUIndustry designations ARMCalifornia property underwritingCustomer-service mindsetMulti-tasking abilityExcelWordPowerPointAdobeCommunication skillsDetail-orientedCollaboration skills

Required

2-4 years of successful property underwriting experience or other related personal lines insurance experience with a focus on homeowners, dwelling fire, or other residential property lines

Expertise in risk selection and underwriting execution or other related personal lines insurance experience (i.e. Claims, Customer Service, etc.)

Strong communication skills with a customer-service mindset in working with agents and producers

Experience using modern underwriting platforms, exposure tools, or BI dashboards

Ability to multi-task and collaborate

Detail-oriented with excellent judgment in balancing risk and business objectives

Proficiency with software such as Excel, Word, PowerPoint, Adobe, etc

Preferred

Industry designations such as CPCU, ARM, etc

Familiarity with California property underwriting

Familiarity with wildfire, hurricane, or other CAT-exposed risks

Experience within MGA, E&S, or non-admitted environments

Passion for innovation and improving underwriting workflows

Interest in how climate and data are reshaping insurance risk

Active California insurance license

Commercial property experience

Benefits

Competitive salary plus equity stock options

Flexibility to work from anywhere in the United States

Unlimited PTO, including sick leave and company holidays

Comprehensive medical, dental, vision, and life insurance (25% paid by employee, 75% covered by Delos including dependents)

401(k) retirement savings plan

Professional development opportunities and tuition assistance

Company

Delos Insurance Solutions

Delos Insurance Solutions, a pioneering Managing General Agent (MGA), is at the forefront of transforming property insurance in climate-affected regions.

Founded in 2017

San Francisco, California, USA

11-50 employees