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PNC · 2 days ago

Underwriting I - Ops/Automobile

United States

Full-time

Remote

Entry Level

$37K/yr - $64K/yr

1+ years exp

PNC is a company that values its people as its greatest differentiator and competitive advantage. They are seeking an Underwriter I to work within their Indirect Automobile organization, where the role involves assessing risks, making credit decisions, and ensuring compliance with regulatory requirements.

BankingFinanceFinancial Services

No H1B

Responsibilities

Works under supervision or independently on relatively basic transactions

May have limited approval and/or exception authority

Performs or assists in preparation of offerings for specific transactions or in management of a portfolio and interacts with internal/external customers

Using judgment to identify risks and mitigants, performs or assists in preparation of offerings and/or scorecards (e.g. risk ratings) by analyzing credit, collateral strength and financial worthiness of loan/transaction parties

If relevant, performs ongoing credit risk management for assigned portfolio

Contacts internal/external customers and other parties as appropriate to gather information, clarify inconsistent, incorrect or missing information

May include relevant pre-approval and post-approval activities

Performs or assists with the identification and/or confirmation of all external regulatory requirements

Ensures internal policies/procedures are followed

Makes recommendations on credit decisions or makes credit decisions directly, as appropriate

Qualification

Credit DecisionsFinancial AnalysisIdentifying RisksRisk AssessmentsDecision MakingManaging Multiple PrioritiesEffective CommunicationsAttention to Detail

Required

Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions

Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework

Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program

In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered