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ICW Group · 1 day ago

Production Underwriter, Flood

Atlanta

Full-time

Hybrid

Entry, Mid Level

$79K/yr - $133K/yr

1+ years exp

ICW Group is a well-established insurance company that has been in business for over 50 years, seeking to transform the insurance carrier space. The Production Underwriter, Flood is responsible for classifying and pricing flood risks, ensuring profitable growth while developing strong relationships with brokers and clients.

Financial ServicesInsurance

Growth Opportunities

No H1B

Responsibilities

Take responsibility for profitable growth of a specialty area of insurance business

Accept, modify, or reject risks based on a review of business in terms of loss experience, inspection reports, file information, web resources, policyholder tenure, and related policies

Classify nature of risk in accordance with Company guidelines, standards, and compliance with state laws

Interpret policy contract language/forms and use approved classification systems, rating plans and selection standards to determine eligibility, desirability, and proper classification/pricing

Inform management of weakness in coverage and/or products that are adversely impacting growth potential

Gather pertinent competitive information to assist in developing recommendations to product development

Evaluate routine business for risk acceptability; matching price to exposure, loss frequency and severity for profitability, and rating plans/modifications for renewal retention

Provide documentation for any exceptions to established guidelines and critical account information relating to the final Underwriting decision

Verify coverage eligibility

Communicate effectively via phone calls and email to gather and analyze necessary information critical to the Underwriting process

Occasionally go out on field visits to create new business opportunities and improve policy renewal retention

Maintain Underwriting quality standards

Develop a strong understanding of modeling systems

Analyze modeling results to support Underwriting decisions

Place facultative reinsurance according to Company guidelines

Establish collaborative relationships with agencies/producers to understand the external marketplace and underwrite within established performance standards

Effectively communicate decisions and resolve agent/customer concerns promptly

Provide technical assistance to internal and external customers regarding coverage interpretations, policy and endorsement provisions, and Underwriting acceptability for specialty area coverages

Develop collaborative working relationships with assigned agents providing excellent customer service

Visit each assigned broker a minimum of two times a year

Attend marketing events that may be organized by the Company

Provide feedback gathered from marketing activities to management through marketing call reports

Participate in Underwriting and production presentations when approved by management

Underwrite Flood risks within ICW Specialty’s underwriting guidelines, appetite, and authority, with accountability for profitability, growth, and underwriting discipline

Focus on wholesale distribution, serving as a primary point of contact and trusted advisor to wholesale brokers within assigned territories

Evaluate complex Flood submissions, including analysis of exposure, loss potential, modeling outputs, and reinsurance considerations

Apply Flood-specific policy forms, endorsements, rating plans, and eligibility requirements in compliance with regulatory and underwriting governance standards

Manage a personal Flood book of business, monitoring performance metrics and adjusting underwriting strategies to support profitable growth

Develop and maintain strong broker relationships through regular communication, strategic planning discussions, and in-person broker visits aligned with annual marketing plans

Collaborate with Distribution, Product, and Reinsurance partners to support market development, identify growth opportunities, and address competitive positioning

Represent ICW Specialty in broker meetings, industry events, and conferences as appropriate

Provide technical guidance related to Flood coverage interpretation, underwriting acceptability, and risk selection to internal and external partners

Qualification

Flood underwritingAutomated underwriting systemsRisk analysisBroker relationship managementAnalytical skillsNegotiation skillsInterpersonal skillsTime management

Required

Bachelor's degree in Business, Accounting, Statistics, or related field

Minimum 1-5 years of experience underwriting in a specialty area

Demonstrated experience with automated underwriting systems

Knowledge of and application of fundamental Underwriting concepts, practices, and procedures in area of specialization

Ability to read, analyze, and interpret technical instructions

Ability to search for and find programming information on the Internet and resolve complex programming challenges

Ability to breakdown complex ideas into simple concepts and present this information in small group meetings

Must be able to write programming documentation for technical and non-technical individuals

Demonstrated ability to present complex data/information to varied audiences

Proven organizational, analytical and time management skills

Demonstrated ability to negotiate, influence, and close deals

Excellent interpersonal skills

Benefits

Generous medical, dental, and vision plans

401K retirement plans and company match

Bonus potential for all positions

Paid Time Off

Paid holidays throughout the calendar year

Support you 100%

Company

ICW Group

Glassdoor4.0

ICW Group Insurance Companies is a top-tier, national, multi-line Property & Casualty insurance company, providing comprehensive coverage to safeguard our customers’ world.

Founded in 1972

San Diego, California, USA

1001-5000 employees