Apply on Employer Site

Bank of Colorado · 2 days ago

Credit Analyst

Boulder, CO

Full-time

Onsite

Senior Level

Bank of Colorado is seeking a Credit Analyst to provide leadership to credit analysts and ensure the timely and accurate completion of credit analysis functions. The role involves preparing financial analyses, supervising credit analysts, and maintaining confidentiality of credit information.

BankingFinancial ServicesInsuranceVenture Capital

Responsibilities

Prepares complete and concise financial analyses by obtaining necessary information from the lender. Financial analyses will focus on financial trends and repayment capacity of obligors. These duties include but are not limited to analysis & interpretation of financial statements, evaluation of the financial condition of the borrower relative to the industry, economy, collateral, capacity, trends, and performance of the borrower

Attends loan committee meetings, as necessary, to assist in the presentation and clarification of credit requests

Supervises, trains and directs credit analyst(s) including periodic review of analysis

Serves as a resource for the bank's loan documentation software

Some analyst positions ensure adequacy of bank's collateral position by monitoring construction draw requests/inspections, borrowing base certificates/inspections, and livestock inspections. Audit of specific collateral reports may be required to ensure accuracy

May participates in asset reviews as requested, including real estate inspections and any other on-site inspections deemed necessary

Maintains strict confidentiality of credit information

Performs other duties as assigned

Regular and reliable attendance

Qualification

Loan analysisAccountingLoan analysis softwareSuntell softwareEmployee managementCommunicationAttention to detailOrganizational skillsTeam player

Required

Provides leadership to credit analysts

Ensures timely and accurate completion of all credit analysis functions

Prepares complete and concise financial analyses by obtaining necessary information from the lender

Financial analyses will focus on financial trends and repayment capacity of obligors

These duties include but are not limited to analysis & interpretation of financial statements, evaluation of the financial condition of the borrower relative to the industry, economy, collateral, capacity, trends, and performance of the borrower

Attends loan committee meetings, as necessary, to assist in the presentation and clarification of credit requests

Supervises, trains and directs credit analyst(s) including periodic review of analysis

Serves as a resource for the bank's loan documentation software

Some analyst positions ensure adequacy of bank's collateral position by monitoring construction draw requests/inspections, borrowing base certificates/inspections, and livestock inspections

Audit of specific collateral reports may be required to ensure accuracy

May participate in asset reviews as requested, including real estate inspections and any other on-site inspections deemed necessary

Maintains strict confidentiality of credit information

Performs other duties as assigned

Regular and reliable attendance

Knowledge of bank operations, policies, and procedures

Knowledge of loan analysis and accounting

Knowledge of loan analysis software and Suntell software

Skill in communicating effectively with management, customers, and co-workers

Skill in managing employees

Ability to pay close attention to detail and work with a high degree of accuracy

Ability to create an organized efficient work environment without supervision