Nissan Motor Corporation · 1 month ago
Consumer Credit Analyst II
Nissan Motor Corporation is seeking a Consumer Credit Analyst II to join their team. The role involves analyzing consumer credit applications, determining credit worthiness, and maintaining business relationships with dealers while ensuring compliance with credit guidelines.
AutomotiveCustomer ServiceManufacturingSalesTransportation
Responsibilities
Evaluates credit applications based on information received from credit bureau reports and various other sources
Ensures that decisions conform to credit guidelines and lending retail authority levels of a Credit Level I analyst at entry-level regional assignment, makes credit decision recommendations to Credit Level II and Senior Analyst for credit approval. Authority level may progress based on demonstrated performance measurements
Processes and decisions credit applications received and presented in LOS, decisions VRU, Funding, Transfer of Equity and Internet queues, dealer inbound phone calls and initiates outbound dealer calls
Develops and maintains business relationships with dealer personnel. Interacts with dealers regarding lending decisions based on credit evaluations
Negotiates credit decisions tiers and terms on applications, approvals and declines. Utilizes scoring and credit analysis to administer to a risk-based finance program
Maintains positive relationship with support staff and Field Service Managers to resolve credit and finance issues. Supports the Field team and Funding department by solving credit, finance, and compliance issues
As necessary, performs other related duties of which the above is representative
Qualification
Required
Bachelor's degree in Finance or degree in related field with minimum of 2 years credit lending experience required, with 1 years of secured credit buying experience required preferably in automotive finance will be beneficial
Or Associate's degree in Finance or degree in related field with minimum of 3 years credit lending experience required, with 1 to 2 years of secured credit buying experience required preferably in automotive finance will be beneficial
Or High-school diploma with minimum of 7 years credit lending experience required, with 2 years of secured credit buying experience required preferably in automotive finance will be beneficial
Proficient in Computer use to look up data or information, to generate/print standard reports or spreadsheets developed by others, or to use computer programs developed by others
Benefits
Comprehensive Benefits Package
Medical
Mental health
Parental leave
Retirement savings
Unique Nissan perks
Discounts on lease vehicles as part of our Employee Lease Program
Vehicle Purchase Program (VPP)
Company
Nissan Motor Corporation
Nissan Motor Corporation is a global car manufacturer that sells a full line of vehicles under the Nissan and INFINITI brands.
Funding
Current Stage
Public CompanyTotal Funding
$7.3BKey Investors
Mizuho Bank
2025-07-11Post Ipo Debt· $5.84B
2022-11-30Post Ipo Debt· $1.46B
2000-01-02IPO
Leadership Team
Recent News
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