RBC · 22 hours ago
Credit Risk Manager - Associate Director
New York, New York, United States of America
Full-time
Onsite
Mid, Senior Level, Lead/Staff
$120K/yr - $200K/yr
5+ years expRBC is a leading financial institution seeking a Credit Risk Manager - Associate Director to provide assessments of business and financial risks for individual borrowers. The role involves developing complex financial models, reviewing borrower risk assessments, and mentoring junior staff while ensuring compliance with regulatory requirements.
BankingFinancial ServicesWealth Management
Responsibilities
At an early stage, work closely with the business on the risk aspects of new transactions under consideration and provide direction and guidance as required to ensure the eventual deal structure adequately mitigates key risk concerns
Review Single Name Strategies and Credit Requests within agreed timelines, evaluate the risks and highlights exceptions to applicable policies and guidelines and recommends appropriate course of action to GRM executives
Review borrower risk assessments in a timely manner to identify and evaluate the major risks and adjudicate the appropriate Risk Rating to meet regulatory and business requirements
Prepare peer group comparisons from both a business and a financial perspective in support of the risk rating recommendation
Develop complex financial models (including income, balance sheet and cash flow statements, breakeven analysis and multivariable sensitivity testing)
Actively follow business and financial performance through continuous monitoring of financial and industry information, regulatory events, external rating agency movements and other early warning signals
Ensure timeliness and accuracy of the Classification/Watch Report
Supporting senior staff as required, mentoring junior staff if applicable
Ensure a continuous improvement culture with particular focus on reducing non value added processes
Qualification
Required
Undergraduate degree, MBA or CFA or CA/CMA is highly preferable
Minimum of 5 years of related work experience including experience working in risk or corporate banking function of a major financial institution
Demonstrated financial modelling and analytical skills
Strong interpersonal and teamwork skills
Proven ability to write clearly and concisely
Computer literate with high comfort level in use of word processing (Word), spreadsheet (Excel), and database software (various) and in using electronic tools for online research
Global mindset
Preferred
Background in Leveraged/Non-Investment Grade lending preferred
An understanding of credit agreements would be beneficial
Knowledge about Technology, Healthcare, CMB, Business Service, Aerospace and defense is a plus
Benefits
401(k) program with company-matching contributions
Health, dental, vision, life, disability insurance
Paid-time off
Company
RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance.
10001+ employees
H1B Sponsorship
RBC has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (29)
2024 (17)
2023 (3)
2022 (4)
2021 (1)
2020 (2)
Funding
Current Stage
Public CompanyTotal Funding
$16.3B2025-10-30Post Ipo Debt· $5B
2025-09-15Post Ipo Debt· $1.35B
2025-07-10Post Ipo Debt· $177.74M
Leadership Team
Graeme Hepworth
Chief Risk Officer
Kelly Bradley
Chief Human Resources Officer
Recent News
Private Capital Journal
2026-01-09
2026-01-08
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