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First Credit Union · 1 day ago

Mortgage Loan Officer

Chandler, AZ

Full-time

Onsite

Entry, Mid Level

2+ years exp

First Credit Union is seeking a Mortgage Loan Officer to originate mortgage loans and develop referral relationships with realtors and builders. The role involves counseling members, taking applications, conducting preliminary underwriting reviews, and ensuring timely processing and closing of loans while adhering to all regulatory requirements.

FinanceFinancial ServicesNon Profit

Growth Opportunities

Responsibilities

Interviews and assists members. Inputs loan applications into on-line loan system

Delivers required disclosures within 72 hours of application

Develops and continually grows a diverse referral base

Communicates terms and conditions of an approved loan and reviews with member

Communicates with loan processor/closer regarding any outstanding items and/or additional documentation needed

Assists with processing and loan closing coordination with member if necessary

Regular participation in business-related development opportunities and community efforts to promote home ownership

Ensures exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements

Represents and promotes the Credit Union professionally and positively within the community

Participates in department staff meetings and attends other meetings, seminars or training

This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry (“Registry”) and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities, to maintain and renew that registration on an annual basis, to update registration information with the Registry on a timely basis, and to provide that unique identifier to consumers as required by applicable SAFE Act regulations, policies and procedures

Complies with the Bank Secrecy Act (BSA)

Completes special projects as assigned

Qualification

Mortgage Loan OriginationRegulatory ComplianceCustomer ServiceNumeric AbilityMS Office SuiteStress ManagementMulti-lingual (Spanish)Communication SkillsAttention to DetailTeamwork