Loan Officer jobs in United States
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Lendbuzz · 1 day ago

Loan Officer

Lendbuzz is a company focused on providing underserved borrowers with better access to credit through innovative technologies. The Loan Officer role involves analyzing and approving loan applications while ensuring compliance with regulatory requirements and company policies.

Artificial Intelligence (AI)Financial ServicesFinTechLending
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H1B Sponsor Likelynote

Responsibilities

Review and evaluate loan applications, including credit reports, income documentation, and supporting materials, to assess risk and overall creditworthiness
Perform comprehensive risk analysis by evaluating applicants’ financial profiles, including calculating and analyzing payment-to-income (PTI) and loan-to-value (LTV) ratios
Make sound credit recommendations by approving, countering, or declining loan applications in accordance with company policies and underwriting guidelines, and clearly document the rationale for all decisions
Ensure regulatory and policy compliance by adhering to all applicable federal, state, and internal lending requirements throughout the review process
Partner cross-functionally with sales teams, operations, and leadership to resolve application issues, obtain additional documentation, and drive loans to resolution efficiently
Monitor market and economic trends that may impact lending decisions, portfolio risk, and borrower performance
Commit to continuous improvement by participating in ongoing training and staying current on industry best practices, products, and regulatory changes

Qualification

Credit analysisUnderwritingRisk managementFinancial analysisRegulatory complianceAnalytical skillsBachelor's degreeAttention to detailCommunication skillsRelationship building

Required

2+ years of experience in financial services with a focus on credit analysis, underwriting, or risk management
Strong analytical, financial, and quantitative skills with the ability to interpret complex financial data
Excellent written and verbal communication skills, with the ability to clearly explain credit decisions
High attention to detail and ability to perform in a fast-paced, deadline-driven environment
Working knowledge of credit policies, underwriting standards, and regulatory requirements
Ability to build effective working relationships with senior leaders and cross-functional partners
Bachelor's degree in Finance, Accounting, Business Administration, or a related field (or equivalent practical experience, if you prefer to allow flexibility)

Company

Lendbuzz

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Lendbuzz is a car financing platform that helps consumers with thin U.S. credit history obtain financing for their car purchase.

H1B Sponsorship

Lendbuzz has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (18)
2024 (13)
2023 (9)
2022 (13)
2021 (7)
2020 (3)

Funding

Current Stage
Late Stage
Total Funding
$2.35B
Key Investors
Viola CreditMizuho AmericasGroup1001
2025-07-02Debt Financing· $266M
2024-10-09Debt Financing· $262M
2024-08-20Debt Financing· $400M

Leadership Team

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Amitay Kalmar
Co-founder and CEO
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Dan Raviv
Chief Technology Officer
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Company data provided by crunchbase