USALLIANCE Financial · 1 day ago
VP - Consumer Lending
USALLIANCE Financial is committed to innovation and teamwork, providing a supportive environment for personal and professional growth. The VP of Consumer Lending will lead processes and workflows in consumer lending, ensuring regulatory compliance and strategic development while enhancing product visibility and loan quality.
BankingCredit CardsFinancial Services
Responsibilities
Develop, enhance, and automate processes to improve effectiveness in the consumer lending area including identifying any weaknesses and offering solutions to solve any problems
Successfully integrate loan objectives, opportunities, and resources to meet loan growth goals
Collaborate with colleagues across organization to accomplish credit union’s goals
Responsible for overall credit administration and consistent review of credit underwriting opportunities to leverage automation
Lead the credit union strategy to acquire, develop, and maintain productive lending relationships
Consumer loan acquisitions (direct, indirect, credit card, and all potential other sources)
Develop member acquisition strategies through all channels
Work extensively to develop strategic concept, critical thinking, and mentoring
Provide successful leadership and strategic direction of consumer lending
Ensure productivity standards are met including high level quality service internally and externally
Qualification
Required
Minimum 7 years of experience in consumer lending with minimum 5 years of management experience
Excellent verbal and written communication skills; ability to call, connect, and interact with existing and potential business partners
Thorough knowledge of consumer lending marketplace with ability to develop dynamic lending strategies
Coach and develop staff to increase product knowledge and management, improving effectiveness of individual and department performance
Mentor and provide staff with the resources needed to attain results and goals
Demonstrate a strong ability to identify, analyze and solve problems
Demonstrate ability to recognize management problems and develop solutions
Exemplify credit union philosophy of people helping people
Benefits
Competitive salary and benefits package
Opportunities for professional development and career growth
Hybrid Schedule (min 3 days in office to maximize collaboration)
A collaborative and inclusive work environment
Paid Time Off, Wellness Time & Paid Federal holidays
401K with 6% match
High Performance Culture