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Vantage Bank · 1 day ago

Credit Review Officer

Location - Fort Worth Museum Place

Full-time

Onsite

Entry, Mid Level

2+ years exp

Vantage Bank is committed to supporting its customers and valuing its employees. The Credit Review Officer is responsible for conducting in-depth risk analysis and underwriting to assist credit decision makers in evaluating the creditworthiness of borrowers while ensuring compliance with the bank's risk appetite and regulatory guidelines.

BankingFinancial Services

Comp. & Benefits

H1B Sponsor Likely

Responsibilities

Conducts comprehensive credit analysis for loan requests, including reviewing financial statements, tax returns, credit reports, and other relevant documentation

Collaborates with loan officers to clarify borrower details, addresses potential concerns, ensures a thorough understanding of each borrower's unique circumstances and makes recommendations on appropriate loan structure and terms

Prepares detailed underwriting reports that summarize findings and recommendations for senior management and credit committees

Collaborates with loan officers and other stakeholders to provide insights and guidance on credit policies and procedures

Remains up to date on banking regulations changes, as well as industry trends and economic factors that impact underwriting and risk practices

Participates with loan officers on calls or site visits with prospects or customers. Represents the Bank in various community, civic, and community reinvestment functions to further enhance the Bank’s image and develop additional business

Performs a variety of tasks including projects as requested by the Credit Review Manager. Projects routinely require a wide degree of creativity and latitude

Takes part in training and mentoring of other department team members and support staff

Reinforces the application of superior customer service through his or her own example along with appropriate follow-through with involved customers and employees

Embraces change, acting as an advocate and role model and promoting a mindset of continuous improvement

Other duties as assigned

Qualification

Credit analysisFinancial analysisUnderwriting experienceBanking regulations knowledgeFinancial spreading softwareInterpersonal communicationOrganizational skillsProblem-solving skillsTime managementTeam collaboration

Required

Bachelor's degree in Business or related field required

2+ years of direct commercial underwriter, credit analyst and/or financial analyst experience required

Proven track record in analyzing and underwriting all types of loans for both C&I and CRE borrowers

Strong proficiency in financial analysis including but not limited to balance sheet and income statement analysis, tax return analysis, cash flow analysis (both C&I and CRE)

Strong understanding of banking regulations, compliance standards, and risk management practices

Ability to read, analyze and interpret financial statements, tax returns, and other business-related documents in detail

Ability to always maintain a high degree of ethical standards and complete confidentiality

Strong organizational and analytical skills; able to manage priorities and workflow

Excellent verbal, written, presentation and interpersonal communication skills

Must be a self-starter with the ability to work independently and as part of a team

Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment

Must be self-motivated with strong initiative, high level of accountability, and attention to detail

Versatility, flexibility, and willingness to work within constantly changing priorities

Preferred

Accounting or Finance degree strongly preferred

Familiarity with financial spreading software. Optional, but advantageous for experience with Moody's CreditLens and Bukers Taxanalysis

Company

Vantage Bank

Vantage Bank is a $5 billion asset financial institution that serves businesses, families, and financial institutions from its diverse set of locations across Texas.

Founded in 2006

San Antonio, Texas, USA

201-500 employees

http://vantagebank.com

H1B Sponsorship

Vantage Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

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Trends of Total Sponsorships

2025 (1)

2023 (1)