Senior Product Manager - Credit Decisioning Platform jobs in United States
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Koalafi · 19 hours ago

Senior Product Manager - Credit Decisioning Platform

Koalafi is a company focused on transforming the financing experience for consumers. They are looking for a Senior Product Manager to own and evolve their Credit Decisioning Platform, which is essential for underwriting, eligibility, pricing, and risk management across their financing products.

FinanceFinancial ServicesFinTech
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Growth Opportunities
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H1B Sponsor Likelynote

Responsibilities

Own and drive the roadmap for Koalafi's Credit Decisioning Platform
Lead prioritization and facilitate thoughtful tradeoffs with key stakeholders balancing business impact, risk outcomes, and platform health
Align Engineering, Risk, Data Science, and cross-functional stakeholders on what matters most and why
Lead ongoing discovery with stakeholders to surface needs and gaps, then translate both business strategy and individual use cases into cohesive, reusable platform capabilities
Lead delivery as the embedded product manager for the Credit Decisioning engineering team
Partner continuously with engineering to define the what and the why, while empowering the team to determine the how
Maintain a prioritized backlog with crisp epics and stories, clear acceptance criteria, and measurable outcomes
Lead the team's delivery cadence, participating in agile ceremonies to ship reliably and improve iteration speed
Define success metrics and measurement plans, ensure releases are instrumented and outcomes are reviewed post-launch
Shape the platform to enable faster risk strategy iteration, seamless multi-merchant journeys, and safe scaling
Empower the Risk team to iterate on decisioning logic quickly and safely through configurable, self-serve platform capabilities
Build the decisioning platform primitives that unlock seamless, multi-merchant financing journeys for consumers
Drive operational excellence by treating performance, reliability, observability, auditability, and decision explainability as foundational requirements

Qualification

Product ManagementData-Driven Decision MakingTechnical FluencySystems ThinkingAgile MethodologiesCross-Functional LeadershipRisk ManagementStakeholder AlignmentFintech ExperienceMachine Learning FamiliarityRegulatory KnowledgeCommunicationProblem SolvingAdaptability

Required

5+ years of product management experience with a focus on building and shipping technical, data-driven platforms
Proven ability to operate in technically sophisticated domains, with the fluency to engage deeply with engineers, data scientists, and analysts
Strong systems thinker who can translate business needs into platform capabilities that scale across products, strategies, and use cases
Experience using data, experimentation, and metrics to inform prioritization and evaluate success of platform investments
Demonstrated judgment in balancing short-term business needs with long-term platform health and scalability
Ability to lead and influence cross-functional teams towards a common goal
Excellent communicator who brings clarity and builds alignment across diverse stakeholders; capable of communicating at multiple altitudes—from executive strategy discussions to in-the-weeds technical conversations
Comfortable operating in ambiguous environments where decisions matter, and able to create clarity, structure and momentum over time
Location Requirement: This position requires regular in-person attendance at one of our two office locations (Richmond, VA or Arlington, VA). Candidates must already be located within a commutable distance to either location, as relocation assistance is not available at this time

Preferred

Experience in fintech, lending, credit risk, fraud risk, or decisioning platforms/systems
Familiarity with the machine learning model lifecycle, including development, deployment, monitoring, and iteration in production systems
Exposure to regulatory, compliance, or risk management frameworks in financial services

Benefits

Comprehensive medical, dental, and vision coverage
20 PTO days + 11 paid holidays
401(k) retirement with company matching
Student Loan & Tuition Reimbursement
Commuter assistance
Parental leave (maternal + paternal)
Inclusion and Associate Engagement Programs

Company

Koalafi

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Koalafi offers omnichannel financial products that help merchants and consumers succeed.

H1B Sponsorship

Koalafi has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1)
2023 (1)
2022 (3)

Funding

Current Stage
Growth Stage
Total Funding
$195.5M
Key Investors
Forbright BankPollen Street CapitalSummit Action
2022-08-16Debt Financing
2021-02-15Debt Financing
2019-10-17Debt Financing· $150M

Leadership Team

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Boomer Muth
Interim CEO
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Russell Korte
Chief Financial Officer
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Company data provided by crunchbase