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Global Credit Union · 17 hours ago

Mortgage Disclosure Specialist III

Anchorage, AK

Full-time

Onsite

Mid Level

$57K/yr - $90K/yr

4+ years exp

Global Credit Union is seeking a Mortgage Disclosure Specialist III to generate compliant initial and re-disclosures for loans. The role involves coordinating with Production and Compliance, maintaining high member service standards, and ensuring accurate fee disclosures according to regulatory requirements.

BankingFinanceFinancial Services

Culture & Values

Responsibilities

Prepare initial disclosures within required regulatory timeline. Verify loan fees for accuracy to ensure compliance with TRID, RESPA and ECOA

Prepare re-disclosures within required regulatory timeline. Validate the change in circumstance and proper documentation to ensure compliance with TRID, RESPA and ECOA

Maintain a high level of member service and internal service with timely responses and accurate information, maintaining thorough knowledge of TRID regulatory requirements

Responsible for understanding and utilizing matrixes based on state and county to ensure accurate fee disclosure per geographic location

Review general information on the loan to determine loan product and fee validation. Thorough knowledge of FHA, VA, USDA, HUD 184 and Conventional PMI required to identify appropriate calculations and data discrepancies

Ensure loans requiring mortgage insurance are appropriate disclosed

Use Symitar to determine membership status. Include membership paperwork in initial disclosure package if applicable

Adhere to department turn-times and minimum file expectations

Participate in seminars and other training to maintain required knowledge and skill development. Complete all training within specified deadlines

Assist in training other Disclosure Specialists

Perform other duties as assigned

Qualification

TRID complianceRESPA complianceECOA complianceFHA knowledgeVA knowledgeUSDA knowledgeConventional PMI knowledge10-key calculatorMember serviceTyping 35 wpmData operations familiarityDiplomatic communicationPriority management

Required

Associates degree or a combination of education and experience that provides the necessary skills and knowledge to satisfactorily perform the essential job functions

Two years related work experience, preferably in mortgage lending or accounting and strong member service background required

Must be able to type 35 wpm, operate a 10-key calculator and be familiar with on-line data operations

Must have ability to diplomatically handle difficult situations and manage priorities daily

Mortgage Disclosure Specialist II (Category 12) requires a minimum of one year tenure in the Mortgage Disclosure Specialist I (Category 13) position with performance that meets or exceeds expectations

Mortgage Disclosure Specialist III (Category 11) requires a minimum of one year tenure in the Mortgage Disclosure Specialist II (Category 12) position with performance that meets or exceeds expectations

Promotion requires recommendation by the supervisor or manager

Directly related work experience and/or accelerated training completion may be substituted for tenure