First National Bank of Bellevue · 1 week ago
Residential and Consumer Lender
Bellevue, OH
Full-time
Onsite
Entry, Mid Level
2+ years expFirst National Bank of Bellevue is a trusted name in community banking, celebrating 150 years of service. They are seeking a Residential and Consumer Lender to help individuals and families find financial solutions by originating loans and managing customer relationships in a community banking environment.
BankingFinanceFinancial Services
Hiring Manager
Myles Bremke
Responsibilities
Work with assigned branch office(s) to ensure awareness of residential and consumer loan products and policies
Responsible for the overall performance of the bank’s residential and consumer loan portfolio and for developing new and maintaining existing business. Handle referrals from each branch office and provide appropriate follow-up feedback
Maintain knowledge of First National Bank Company policies and procedures
Maintain knowledge of available loan products, processing procedures, underwriting and general departmental guidelines, and changes in regulations as they occur from time-to-time
Monitors residential loan repayment activities and takes necessary action to collect delinquent accounts
Take residential applications by completing Fannie Mae form 1003 in mortgage origination software
Take consumer applications by completing the standard consumer application in the consumer lending origination software
Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management
Develop and manage pipelines for all originated loans through closing and complete required management reports
Responsible for portfolio management
Communicate with branches and/or applicants by providing timely updates and progress reports
Maintain high levels of customer service while managing each applicant’s and support staff’s expectations
Attend and participate in all Consumer Lending meetings as required
Advising potential Borrowers regarding appropriate loan programs and processes
Participates in community affairs and organizations to increase the bank’s visibility and to enhance new business opportunities
Creating and Executing a Business Development Plan
Initiating and maintaining contact with Realtors, Builders, and any potential referral source within assigned territory to inform them of loan products and other services offered by First National Bank
Qualification
Required
Two or more years of sales experience or 3 years of banking and/or previous Mortgage Loan Origination experience
Ability to analyze and interpret financial statements
Outstanding communication and interpersonal abilities
Proficient reading, writing, grammar, mathematics skills and word processing and spreadsheet skills
Excellent interpersonal relations and oral and written communicative skills
Excellent organizational and multi-tasking skills
Current knowledge of or the ability to quickly learn/obtain underwriting requirements for FNMA, FHLMC, FHA, local bond programs and private investors
Knowledge of local, state and national laws and lending regulations (e.g. zoning ordinances, Truth-in Lending, RESPA, (TRID) Rule)
Knowledge of the Realtor/Builder segment of the Mortgage industry
Comprehensive, working knowledge of HELOC's and Fixed Seconds
Comprehensive, working knowledge of all consumer loans
Knowledge of local Real Estate community
Must have a valid driver's license and be able to travel by vehicle to customer locations/branches/meetings/seminars
Preferred
A.B.S. or B.A. or B.S. degree in a related field of study
Benefits
100% of the Medical/Dental/Vision premiums for employees enrolled at the individual (employee only) level
401k with company match
Medical/Prescription coverage
HSA option
Life insurance options including company paid life insurance
Short and Long Term Disability
Paid holidays
PTO
Tuition reimbursement
Wellness programs
Potential for profit-sharing and bonuses
Company
First National Bank of Bellevue
First National Bank of Bellevue is a provider of financial services to its local market area.
51-200 employees
Funding
Current Stage
Growth StageTotal Funding
$8M2021-02-01Debt Financing· $8M
Leadership Team
David Benavides
Senior Vice President/Chief Lending Officer
Pete Schwager
Chief Process and Innovation Officer/SVP
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