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First National Bank Alaska · 1 week ago

Mortgage Lending Sales Manager

Anchorage, AK, US

Full-time

Onsite

Senior Level

6+ years exp

First National Bank Alaska is recognized as the Best Place to Work in Alaska and is seeking a Mortgage Loan Origination Manager to lead their statewide team. The role involves overseeing the origination of residential loans, ensuring compliance with regulations, and driving business development efforts.

Banking

Responsibilities

Directs all residential mortgage origination staff activities including loans sold to the secondary market and held by the bank for investment to increase the bank’s mortgage market share

Leads the section’s sales and business development efforts by providing sales and relationship development training to mortgage loan originators and ensuring they develop, implement, and maintain an effective business development plan; works with the division head in coordinated efforts to obtain long-term loans for the bank’s construction customers

Ensures the section’s mortgage lending activities comply with underwriting, investor/insurer guidelines, federal regulations, and bank policies; formulates and implements mortgage lending procedures and recommends new or revised policies; ensures compliance training of mortgage loan originators is current

Analyzes and inspects responses to all internal and external audits and quality control reviews related to loan origination for accuracy and completeness prior to submissions; reviews and responds to audit findings and implements appropriate follow-up action

Develops relationships with corresponding investors, the general public, local governments, non-profit organizations, Native Housing Authorities, and other housing issue groups to assist in community and business development; represents the bank and serves as a subject matter expert

Maintains awareness of trends and developments in the economy, local and national real estate, insured-mortgage and government-backed markets. Works with marketing staff to develop an annual mortgage lending marketing and advertising campaign and makes recommendations for modifications based on market trends and changes

Performs other work-related duties as assigned by supervisor

Ensure business unit’s operations comply with bank policy, procedures, and banking regulations (for business unit heads)

Ensure you and your delegates have adequate and current compliance training, and ensure training is completed on time

Stay updated on relevant laws and regulations

Ensure you and your delegates comply with the bank’s policies, procedures, laws and regulations

Maintain customer confidence and protect the bank’s operations by you and your delegates identifying and protecting confidential information

Maintains and implements operations components of the business unit’s Business Continuity Plan; conducts periodic tests, cross trains and evaluates delegates’ ability to perform critical and essential functions to restore operations

Manages the Mortgage Loan Origination section. Carries out supervisory responsibilities in accordance with the organization’s policies and applicable laws. Responsibilities include interviewing, hiring, and training employees; planning, assigning and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems

Qualification

Mortgage lending expertiseSupervisory experienceLoan origination knowledgeFHA/VA lending knowledgeBusiness development skillsAnalytical skillsMathematical skillsWindows-based softwareNMLS registrationCommunication skills

Required

Bachelor's degree in business with emphasis in marketing, accounting, finance, and six years' progressively responsible investor lending, loan origination, real estate sales, or commercial lending experience; or eight years' progressively responsible investor lending, loan origination, real estate sales or commercial lending experience; or equivalent combination of education/training and experience

Working knowledge of FHA/VA, AHFC, FNMA, and other lending programs

Two years supervisory / management experience

Ability to keyboard 35 wpm required

Windows-based word processing and spreadsheet experience required

Ability to read, analyze, and interpret common business journals and technical manuals, financial reports, and legal documents

Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community

Ability to effectively communicate both verbally and in writing with customers and all levels of bank employees

Ability to work with mathematical concepts such as probability and statistical inference

Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations

Ability to define problems, collect data, establish facts, assess risk, draw valid conclusions and make sound decisions based on those conclusions

Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several variables

Must be registered with NMLS with no history of complaints or violations

Must be in good standing with housing agencies including but not limited to HUD, VA, Fannie Mae and Freddie Mac

Preferred

Bachelor's degree in business with emphasis in marketing, accounting, finance, and seven years progressively responsible investor lending, loan origination, real estate sales, or commercial lending experience; or nine years' progressively responsible investor lending, loan origination, real estate sales or commercial lending experience; or equivalent combination of education/training and experience

Four years supervisory / management experience