Kin Insurance · 19 hours ago
Pricing & Risk Manager
USA
Full-time
Onsite
Mid, Senior Level
$120K/yr - $140K/yr
4+ years expKin Insurance is a digital insurer focused on the home insurance market, striving to make policies convenient and affordable through technology. They are seeking a strategic and results-driven Pricing & Risk Manager to develop and manage insurance products, ensure competitive pricing, and drive profitable growth across various markets.
Financial ServicesInsuranceInsurTechProperty Insurance
Responsibilities
Owning P&L for multiple states and driving business growth across all insurance lines
Executing state and product strategies, optimizing customer experience, retention, conversion, and pricing
Analyzing data and feedback to refine coverage offerings, streamline the application process, and enhance satisfaction
Collaborating with tech teams to improve agent and customer experiences
Managing projects from planning to execution, ensuring high-quality outcomes
Navigating regulatory approvals and filing necessary changes
Identifying opportunities to automate and improve internal processes
Serving as a company expert on state-specific insurance markets, regulations, and competitive landscapes
Acting as a key liaison between insurance products and cross-functional teams, aligning goals and influencing decisions
Defining product-market fit, leveraging customer insights to enhance offerings
Qualification
Required
3+ years of relevant insurance product experience
4+ years of functional experience
Bachelor's degree in business management, mathematics, finance, actuarial science, accounting, economics, engineering, or another quantitative discipline
Prior insurance product management experience with a deep understanding of state P&Ls, insurance regulations, and product requirements
Proven ability to adapt to fast-paced environments and quickly grasp new concepts and technologies
Strong communication skills, with the ability to collaborate across teams and influence stakeholders
Excellent project management and time management skills
Strong analytical and problem-solving abilities, including experience with rate-making, forecasting, modeling, and competitive analysis
Preferred
Comprehensive understanding of reinsurance structures and key concepts
Hands-on experience with catastrophe modeling; familiarity with Verisk or Moody's platforms is a plus
Advanced statistical and analytical skills to generate actionable insights that optimize risk portfolio and maximize risk-adjusted returns
Benefits
Medical
Dental
Vision
Life Insurance
Short and Long Term Disability Insurance options
Employee Assistance Program
Elective voluntary benefits such as accident insurance
Hospital indemnity
Critical illness
Legal assistance
Pet insurance
401K with company match of up to 4% of eligible earnings
Flexible PTO for exempt employees (employees typically take 15-20 days annually), along with 8 company-observed holidays
A paid parental leave program that provides 100% salary continuation of up to 14 weeks for birthing parents and 8 weeks for non birthing parents
Continuing education and professional development opportunities
Company
Kin Insurance
Kin Insurance is a direct-to-consumer digital insurance provider that enhances convenience and customization in coverage options.
501-1000 employees
Funding
Current Stage
Late StageTotal Funding
$753.16MKey Investors
Runway Growth CapitalWellington ManagementActivate Capital Partners
2025-10-09Debt Financing· $45M
2025-09-09Series E· $50M
2025-03-25Debt Financing· $200M
Leadership Team
Sean Harper
CEO and Co Founder
Alex Mitchell
Senior Director of Product Management
Recent News
2025-10-23
2025-10-21
Company data provided by crunchbase