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Metro City Bank · 1 day ago

Portfolio Analyst I

Doraville, GA

Full-time

Onsite

Entry Level

2+ years exp

Metro City Bank is seeking a Portfolio Analyst I to analyze credit requests and manage the commercial loan portfolio. The role involves performing financial statement analysis, ensuring compliance with credit policy, and servicing delinquent loans.

BankingFinancial Services

Comp. & Benefits

Responsibilities

Perform financial statement analysis, credit report analysis and analysis of property for renewal

Industry research

Develop and negotiate revised loan repayment terms

Present recommendations to the credit committee

Prioritize multiple tasks to meet business deadlines while ensuring credit integrity of the transaction

Collect financial statements, tax returns, personal financial statements, insurance, title work, etc. for proper maintenance of the loan portfolio

Perform annual loan reviews and site visits

Perform CRE stress test on a semi-annual basis

Follow up on Insurance lapse and forced placed insurance as well as delinquent property taxes

Effectively communicate with the customer regarding collateral swap/partial buy down

Send non-renewal letter to matured loan borrowers

Send demand letters to delinquent loan borrowers

Perform all duties in compliance with BSA/AML regulations and requirements

Obtains adequate data for CIP on all wire and money instrument transactions

Monitors and reports suspicious activity to the BSA Officer

Qualification

Financial statement analysisCredit report analysisLoan portfolio managementMicrosoft OfficeEconomic principles knowledgeAccounting principles knowledgeBilingual skillsCustomer serviceInterpersonal skillsOral communicationWritten communicationProblem solvingOrganizational skillsTime management