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The Hartford · 1 day ago

Business Insurance Property Claims Adjuster

United States

Full-time

Remote

Entry, Mid Level

$64K/yr - $97K/yr

1+ years exp

The Hartford is an insurance company committed to making a difference and providing opportunities for growth. The Business Insurance Property Claims Adjuster is responsible for investigating, evaluating, negotiating, and resolving first-party commercial property claims while delivering exceptional customer service and adhering to regulatory standards.

Auto InsuranceCommercial InsuranceEmployee BenefitsFinanceFinancial ServicesInsuranceLife InsuranceProperty Insurance

Responsibilities

Conduct investigations to determine coverage, assess damages, and identify subrogation/salvage opportunities

Interpret and apply policy language to commercial property losses

Evaluate exposures and set accurate, timely reserves

Manage claims from first notice through resolution with proper documentation and financial accuracy

Negotiate fair settlements with policyholders and involved parties

Handle structural damage estimates, personal property losses, and business income/time‑element claims

Deliver clear, empathetic, high‑quality customer service

Collaborate with underwriting, legal, sales, and external vendors

Maintain regulatory compliance and leverage technology for efficiency

Contribute to continuous improvement and mentor peers when appropriate

Qualification

1st party property claimsCommercial property claimsStructural damage estimatingBusiness income claimsState adjuster licenseMulti-priority managementCommunication skills

Required

1+ year of 1st party property claim handling experience required

Strong written and verbal communication skills

Ability to manage multiple priorities and meet deadlines

Ability to obtain and maintain required state adjuster licenses

Experience estimating structural losses and handling business income/time-element claims

Commercial property claims experience with an insurance carrier

Preferred

1+ year of 1st party commercial property claim handling experience preferred

Commercial property structural damage estimating experience a plus

Benefits

Medical, Dental, Vision, Life and Disability Insurance, 401K. Effective day 1.

25 days paid time off in your first full year and Paid Holidays.

Tuition reimbursement - up to $5,250 (undergraduate) and $6,000 (graduate) for tuition and registration fees for degree programs that support your career development (subject to additional requirements).

Student Loan Paydown Program – eligible to participate after 6 months of service. The Hartford will make a direct contribution of $125 per month – with a lifetime maximum up to $10,000 – as a supplemental payment towards your student loan in order to help you manage the stress of student debt and help you pay down your student loan faster.

Paid volunteer opportunities