Credit Review Officer II - Commercial Underwriting jobs in United States
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First Citizens Bank · 1 week ago

Credit Review Officer II - Commercial Underwriting

positionUnited States
timeFull-time
remoteRemote
seniorityMid, Senior Level
money$105K/yr - $155K/yr
date6+ years exp

First Citizens Bank is a financial institution looking for a Credit Review Officer II to conduct independent reviews of their commercial, business, and consumer loan portfolios. The role involves assessing credit quality, documentation accuracy, and compliance while analyzing financial data to determine ongoing creditworthiness.

BankingInsuranceLendingPaymentsWealth Management
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H1B Sponsor Likelynote

Responsibilities

Portfolio Review - Performs an advanced analytical review of selected loan relationships. Verifies quality of supporting documentation, updating and categorizing according to status changes in the portfolio. Identifies any servicing deficiencies, policy violations, or credit risks
Credit Control - Determines sample of credits for analysis with focus on risk trends. Maintains accurate credit scores by interpreting data from tax returns and financial statements. Periodically evaluates and approves action plans
Risk Mitigation - Responsible for managing potential losses and exposures identified during portfolio assessment. Assists in developing and implementing credit risk strategies or solutions. Approves or declines grade change requests from the field based on appropriate risk migration
Reporting - Produces reports based on the results of portfolio assessment. Conveys patterns, deficiencies, and other areas of concern or review. Ensures that reports are complete and accurate. Documents policy or regulation exceptions

Qualification

Commercial LendingCredit AdministrationAccounting principlesFinance principlesLoan documentationRisk mitigationPolicy complianceInnovation/Venture Lending

Required

Bachelor's Degree and 6 years of experience in Commercial Lending or Credit Administration OR High School Diploma or GED and 10 years of experience in Commercial Lending or Credit Administration

Preferred

Knowledge of accounting and finance principles
Knowledge of current laws and regulations, loan documentation, and bank policy
Experience with Innovation/Venture Lending strongly preferred

Company

First Citizens Bank

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First Citizens Bank provides banking services, essential business and professional services, wealth management capabilities, and more.
dateFounded in 1898
location
Raleigh, North Carolina, USA
people-size10001+ employees
web-link
http://www.firstcitizens.com

H1B Sponsorship

First Citizens Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (126)
2024 (115)
2023 (249)
2022 (53)
2021 (12)
2020 (9)

Funding

Current Stage
Public Company
Total Funding
$33M
2021-05-07Post Ipo Debt· $10M
2018-08-29Post Ipo Debt· $23M
1986-10-31IPO

Leadership Team

C
Craig Nix
Chief Financial Officer
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Samantha Bureau - Johnson
SVP & Director, Customer Contact Center
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Company data provided by crunchbase