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Fulton Bank · 21 hours ago

Bilingual Residential Mortgage Loan Processor

United States

Full-time

Remote

Senior Level

$21.59/hr - $35.96/hr

5+ years exp

Fulton Bank is committed to making a positive impact in local communities and promotes a culture of continuous learning and inclusion. The Bilingual Residential Mortgage Loan Processor will be responsible for collecting, assembling, validating, and submitting residential mortgage loan documentation while mentoring junior staff and supporting Mortgage Loan Officers, customers, and realtors.

BankingFinancial Services

No H1B

Responsibilities

Process residential mortgage loan types of the highest complexity level relative to assignments of junior staff that may include conforming conventional, non-conforming, government and housing agency loans, analyze for completeness while adhering to appropriate investor guidelines and coordinate timely submission to underwriting and closing

Review, evaluate and determine debt-to-income and loan-to-value limitations, research and document source of large deposits and ensure loan meets investor and/or product guidelines and/or requirements

Serve as point of contact for customers, resolve questions or concerns, confirm required documentation and analyze file for completeness, compliance and adherence to standard mortgage regulations, underwriting and investor guidelines, communicate underwriting decisions and issue commitment letters

Serve as liaison between Loan Officers and Underwriters, track monthly closings to meet sales, customer and regulatory expectations for loan events and ensure data for Home Mortgage Disclosure Act (HMDA) reporting is complete and accurate

Provide accurate and timely coordination of redisclosures including but not limited to loan estimate as necessary