Northwestern Bank · 2 days ago
Credit Analyst
Northwestern Bank, a proud member of the Chippewa Valley community since 1904, is currently seeking a full-time, experienced Credit Analyst to work onsite in their Chippewa Falls branch. This position involves analyzing customer financial information to determine suitable credit structures and collaborating with Loan Officers to prepare loan documentation and assessments.
BankingFinancial ServicesLending
Responsibilities
Collect, analyze, and interpret customer financial information regarding income, assets, investments, debt, and cash flow to help determine which credit structures will best meet the needs of our customers and to analyze risk
Collaborate with Loan Officers in the preparation of loan write ups and the ordering of credit bureaus, appraisals, title insurance, and flood determinations; provides appropriate recommendation on credits
Create a comprehensive analysis of a potential borrower’s financial position including cash flow and debt service coverage
Assist with escrow mailings
File initial UCC filings in addition to monitoring existing filings and paying fees as they become due
Qualification
Required
associate or bachelor's degree in accounting or finance
3 - 5 years' Credit Analyst experience
comfortable reading and interpreting business and personal tax returns and financial statements
strong working knowledge of the balance sheet and income statement
proficient in Microsoft Word and Excel
strong analytical, organizational, interpersonal, written, and communication skills
detail-oriented and able to multi-task in a fast-paced environment
Preferred
degree in business, preferably in finance, accounting or economics
at least three years of previous banking loan/credit experience (or equivalent combination of education and experience)
Benefits
Competitive Pay
Generous 401K plan
Incentive Bonus program
Paid Vacation, Holiday, Sick, and Parental Leave
Health, Dental, Vision, Life, and Long-Term Disability Insurance
Well-rounded EAP program
Company
Northwestern Bank
Northwestern Bank is a part of the banking industry that offers commercial loans, residential lending, checking & savings accounts services.