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Nissan Motor Corporation · 2 days ago

Consumer Credit Analyst II

Phoenix, AZ

Full-time

Hybrid

Entry, Mid Level

$57K/yr - $88K/yr

2+ years exp

Nissan Motor Corporation is currently looking for a Consumer Credit Analyst II to join their team. This role involves analyzing consumer credit applications to determine credit worthiness and managing relationships with dealers while ensuring compliance with credit guidelines.

AutomotiveCustomer ServiceManufacturingSalesTransportation

No H1B

Responsibilities

Evaluates credit applications based on information received from credit bureau reports and various other sources

Ensures that decisions conform to credit guidelines and lending retail authority levels of a Credit Level I analyst at entry-level regional assignment, makes credit decision recommendations to Credit Level II and Senior Analyst for credit approval. Authority level may progress based on demonstrated performance measurements

Processes and decisions credit applications received and presented in LOS, decisions VRU, Funding, Transfer of Equity and Internet queues, dealer inbound phone calls and initiates outbound dealer calls

Develops and maintains business relationships with dealer personnel. Interacts with dealers regarding lending decisions based on credit evaluations

Negotiates credit decisions tiers and terms on applications, approvals and declines. Utilizes scoring and credit analysis to administer to a risk-based finance program

Maintains positive relationship with support staff and Field Service Managers to resolve credit and finance issues. Supports the Field team and Funding department by solving credit, finance, and compliance issues

As necessary, performs other related duties of which the above is representative

Qualification

Credit analysisCredit lending experienceAutomotive financeData analysisCustomer serviceComputer proficiencyNegotiation skills

Required

Bachelor's degree in Finance or degree in related field with minimum of 2 years credit lending experience required

1 years of secured credit buying experience required preferably in automotive finance

Or Associate's degree in Finance or degree in related field with minimum of 3 years credit lending experience required

1 to 2 years of secured credit buying experience required preferably in automotive finance

Or High-school diploma with minimum of 7 years credit lending experience required

2 years of secured credit buying experience required preferably in automotive finance

Proficient in Computer use to look up data or information, to generate/print standard reports or spreadsheets developed by others, or to use computer programs developed by others