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Centier Bank · 1 day ago

Senior Fair Lending & Banking Analyst

Merrillville, IN

Full-time

Hybrid

Senior Level

5+ years exp

Centier Bank is an award-winning institution that values diversity and exceptional service. The Senior Fair Lending & Banking Analyst provides support to the Fair Lending Compliance Manager by conducting analyses to assess fair lending underwriting, pricing, and redlining risks, while also measuring the Bank’s performance based on regulatory guidance and bank policies.

BankingFinanceFinancial ServicesInsurance

Growth Opportunities

Responsibilities

Maintain appropriate knowledge of fair lending and banking laws and regulations, including but not limited to ECOA, FHA, UDAAP, CRA and HMDA, guidance, and other legal and regulatory developments, and how they apply to the Bank

Stay current on the Bank’s business line products, services and processes, distribution channels, geographies, organizational structures, and related regulatory requirements

Conduct thorough and detailed analyses, testing, and validation of fair lending and banking risks. Provide analytic-driven insights to identify business opportunities and strategic feedback. Recommend areas for corrective action when applicable

Create and maintain procedures on processes to verify data integrity with compliance systems, as well as fair lending and banking

Conduct peer analysis utilizing data sets and the Wiz SaaS systems when applicable

Assist with training and communications outlining the Bank’s commitment to fair lending and banking

Conduct training of business lines as necessary for software changes and enhancements as necessary

Review third party vendor’s compliance with fair lending and banking policies, procedures, and practices

Assist in completing annual review of the fair lending analysis area with appropriate supporting documentation

Assist in processing of annual HMDA, CRA and 1071 submissions and maintaining confirmation documentation of submissions

Assist in the development and execution of 1071 data analytics and analysis as applicable

Prepare reports for distribution to management, utilizing metrics and dashboards, on a monthly, quarterly, or as-needed basis

Provide support for the Bank’s CRA performance reports via data collected in the CRA Wiz software module, additional analysis and special projects for the CRA team may occur

Assist in preparation of monitoring and summary presentations and reports for the Compliance Committee, CRA Committee, and Fair Lending Committee

Work with Compliance Department Software Systems to ensure data is accurate, uploaded, and system is maintained

Serve as the system administrator as needed

Assist in completion of Fair Banking monitoring program as developed by the Compliance Manager

Maintain confidentiality at all times

Follow the Essentials of Excellence and exhibit Centier’s Corporate Values

Strive to provide a World-Class Service experience in every interaction

Other related duties as assigned

Qualification

Fair lending regulationsData analyticsHMDA complianceWiz SaaSMicrosoft ExcelAttention to detailProblem solvingTeam collaboration

Required

5 years of experience in mortgage lending, depository regulations and/or monitoring, HMDA, and/or regulatory experience related to lending software systems

5 years in experience with data analytics and software data streams

High school diploma required

Possess a solid sense of ownership and accountability

Define and meet critical deadlines

Work effectively with virtual associates and teams

Proficient with Microsoft Word, Excel and Wiz SaaS

Ability to work through problems by listening, thinking through all issues, and responding appropriately

Proofread and verify written materials

Highly detail oriented, well-organized, and able to work independently and consistently