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Meritrust Credit Union · 2 days ago

Mortgage Loan Officer

Broomfield, CO

Full-time

Onsite

Mid Level

$20/hr - $20/hr

3+ years exp

Meritrust Credit Union is committed to representing the diverse needs of its communities. The Mortgage Loan Officer will be responsible for originating high-quality mortgage loans, promoting credit union membership, and building strong community relationships while ensuring compliance with regulatory standards.

Banking

Responsibilities

Develop and maintain strong referral relationships with real estate agents, homebuilders, financial planners, attorneys, accountants, and other professionals to generate mortgage loan opportunities and grow credit union membership

Attend local networking events, open houses, homebuyer seminars, and community functions to promote the credit union’s mortgage services

Interview applicants to understand their financial needs and goals and recommend appropriate mortgage products

Analyze credit reports, income documentation, and financial statements to assess creditworthiness and structure loans responsibly

Prepare and submit complete and accurate loan applications, ensuring compliance with secondary market guidelines, mortgage insurance requirements, and internal credit union policies

Provide clear and timely communication to applicants throughout the loan process, setting expectations and answering questions to ensure a smooth experience

Make preliminary loan decisions based on established underwriting criteria and escalate complex cases as needed

Maintain up-to-date knowledge of mortgage products, interest rates, and regulatory changes to provide accurate guidance to members

Uphold strict confidentiality and professionalism in all member interactions and internal communications

Represent the credit union positively through professional appearance, courteous behavior, and a commitment to exceptional service

Perform other duties as assigned to support the lending team and contribute to the credit union’s overall success

Work collaboratively with internal and external parties to address and rectify problems promptly

Qualification

Mortgage loan processesMortgage regulationsLoan origination softwareAnalytical skillsSales experienceInterpersonal skillsOrganizational skillsCommunication skills