Consumers Credit Union ยท 18 hours ago
Credit Analyst (Commercial Underwriter)
Lake Forest, IL
Full-time
Hybrid
Entry, Mid Level
$61K/yr - $92K/yr
2+ years expConsumers Credit Union is a certified Great Place to Work that focuses on growing membership in the Commercial Lending space. The Credit Analyst will manage and monitor the existing commercial portfolio, evaluate financial information, and provide credit recommendations.
Financial Services
Responsibilities
Managing, monitoring, and risk management of a portfolio of commercial real estate loan relationships including underwriting and annual loan reviews
Taking business and personal financial statements and spreading into financial statement management program
Conducting detailed analysis of the financial data and writing a related narrative outlining key information like the purpose of the loan, payment sources, collateral, risk rating, etc
Monitoring commercial loan files, ensuring completion of annual reviews and financial reporting requirements are met
Reviewing income approach in appraisals and reaching out to appraisers if there are questions
Working with members and third parties, such as accountants, to gain insights into financial practices and trends in a particular business
Collecting past due loans and actively work with members whose financial condition is performing negatively
Providing member support on loan or depository related questions or concerns and other products and services in a promote, consistent, and accurate manner
Qualification
Required
At least 2 years of experience as a Commercial Credit Analyst/Commercial Underwriting in a Credit Union or Bank
Formal credit trained with an emphasis on fundamental best practices and various cash flow types
Professional verbal and written communication skills
Excellent attention to detail, analytical, problem solving, and follow up skills
Self-directed and independent worker
Advanced proficiency with financial analysis tools
Preferred
A relevant Bachelor's Degree (such as Accounting or Finance)
Experience with nCino loan origination system
Benefits
Medical (High Deductible, HMO and PPO)
Dental
Vision
Spending accounts
Short-term disability
Long-term disability
Life insurance
401(k) savings plan
Pension plan
Company
Consumers Credit Union
Founded in 1930 and headquartered in Lake Forest, IL, Consumers Credit Union (CCU) has $4.4 billion in assets and serves more than 276,000 members, making it one of the largest credit unions in the state.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Larry Rosin
Consultant - Consumers Coop. Credit Union; former EVP/CFO for Andigo CU (Motorola ECU)
Sean Bowers
Chief Financial Officer
Company data provided by crunchbase