Penn Community Bank · 1 day ago
Mortgage Loan Officer
Penn Community Bank is seeking a Mortgage Loan Officer to solicit and originate mortgage loan products. The role involves developing sales leads, managing a book of business, and providing exceptional customer service to borrowers.
Responsibilities
Develop sales leads independently and by cooperation with the Financial Center Managers or Business Development Officers to attain new Residential Lending business relationships and product sale
Manage a book of business for residential lending customers including but not limited to: a pipeline of loans, answering customer inquiries, and developing relationships with Realtors and other COI
Assist borrowers in completing their applications for financing, gathering and entering complete information as needed
Analyze borrower qualifications to determine a prequalified loan amount while working with the borrower to identify the appropriate loan program and pricing
Deliver “best in class” customer service by promptly returning phone calls, answering questions, and providing education to prospective borrowers on loan product types
Abide by all state, federal, and local laws, including those regarding fair lending and nondiscrimination in the extension of mortgage services
Develop and foster internal and external client referral relationships to assist in generating an ever increasing pipeline of loan applications
Meet and exceed published individual and department goals for sales activity, productivity, and processing times
Become the client’s “trusted advisor” by demonstrating knowledge of the lending function, bank policy, and industry underwriting criteria
Participate as a valued Team Member, representing the bank with enthusiasm and professionalism at all times
Identify borrower cross-selling opportunities, delivering “warm transfers” to internal partners to support bank cross-sell goals
Comply with all applicable regulations and Bank policies regarding employment and employment law
Participate in annual compliance and other job-related training
Comply with applicable bank regulations, Bank policies and procedures
Comply with Bank’s internal privacy and ethics standard
Qualification
Required
High School diploma or GED required
Minimum of two years' previous experience in a sales oriented environment, with proven track record of success, required
Must be compliant with the SAFE Act and registered with the Nationwide Mortgage Licensing System (NMLS)
Strong working knowledge of underwriting guidelines for each agency, as well as bank overlays for portfolio business
Excellent written and oral communication skills
Ability to manage time extraordinarily well
Excellent presentation and public speaking skills
Familiarity with Microsoft Office
Preferred
College degree preferred
Network of established referral sources preferred
Company
Penn Community Bank
Penn Community Bank is a community bank operting in Pennsylvania.
Funding
Current Stage
Growth StageRecent News
The Bucks County Herald
2023-12-25
2023-12-25
thereporteronline
2023-12-25
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