Principal Engineer jobs in United States
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Kredete · 1 week ago

Principal Engineer

Kredete is a financial technology platform aimed at helping African immigrants build credit and facilitate money transfers across Africa. They are seeking a seasoned Principal Engineer to lead technical initiatives across frontend, backend, blockchain, and AI-powered systems, focusing on the design and implementation of secure and scalable financial solutions.

CreditFinancial ServicesFinTechMobile PaymentsPayments

Responsibilities

Lead high- and low-level system architecture across backend, blockchain, AI workflows, and APIs
Make, document, and communicate architectural decisions with clear trade-offs
Define best practices and patterns for AI + human collaboration in production systems
Proactively identify technical risks and propose mitigation strategies
Ensure systems are secure, observable, auditable, and compliant at scale
Review backend code logic and provide constructive feedback
Actively participate in hands-on coding when required, setting a high bar for quality
Establish and enforce best practices for Node.js, TypeScript, Web3.js, PostgreSQL, and AWS
Design, build, and maintain secure, scalable APIs and stablecoin infrastructure
Lead and mentor frontend, backend, mobile, and blockchain engineers
Build a cohesive, motivated, high-velocity engineering culture
Implement agile processes that promote clarity, accountability, and rapid iteration
Conduct design reviews, code reviews, and technical mentoring (formal and informal)
Partner deeply with operations and product to understand real-world edge cases and failure modes
Champion CI/CD, automated testing, and rigorous review standards
Monitor API performance, reliability, and security, driving continuous improvement
Collaborate with DevOps on AWS infrastructure (EC2, RDS, S3, CloudFormation)
Ensure systems meet compliance, audit, and regulatory requirements
Optimize workflows, tooling, and automation to increase velocity and developer satisfaction

Qualification

Backend engineeringBlockchain systemsAI automationPayments systemsAPI infrastructureEvent-driven systemsRegulated environmentsCommunicationSelf-starter mindsetTeam leadership

Required

7+ years of experience building and operating production software systems
Proven experience architecting and owning complex systems end-to-end
Strong backend engineering skills (TypeScript/Node.js preferred, language-agnostic mindset)
Experience with asynchronous, event-driven, or workflow-based systems
Experience in payments, fintech, blockchain, or API-based platforms
Strong written and verbal communication skills
Comfort operating in ambiguous problem spaces with incomplete information
Self-starter mindset with a strong sense of ownership and accountability

Preferred

Experience in regulated environments (fintech, healthtech, or compliance-heavy domains)
Familiarity with HIPAA, GDPR, SOC 2, data privacy, or audit-driven systems
Hands-on experience with AI / LLM-powered systems and automation
Experience designing human-in-the-loop or review-based workflows
Familiarity with Anthropic / Claude or similar LLM platforms
Experience integrating with unreliable or legacy third-party systems
Frontend experience with Angular and mobile experience with Flutter/Dart

Company

Kredete

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Kredete offers financial tools helping African immigrants in the U.S. transfer money globally and build credit.

Funding

Current Stage
Early Stage
Total Funding
$24.77M
Key Investors
AfricInvestVisa Inclusive Fintech Accelerator
2025-09-15Series A· $22M
2024-11-21Non Equity Assistance
2024-07-01Seed· $2.25M

Leadership Team

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Adeola Adedewe
Founder/CEO
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Company data provided by crunchbase