Simmons Bank · 11 hours ago
Credit Analyst II
Kansas City, MO
Full-time
Onsite
Mid Level
3+ years expSimmons Bank is a company that believes in passion and customer focus. The Credit Analyst II provides analytical support for commercial banking by independently analyzing the creditworthiness of customers and prospects, preparing reports for decision making, and ensuring compliance with loan agreements.
BankingFinanceFinancial Services
Responsibilities
Responsible for preparing basis and comprehensive credit analyses on commercial loans that facilitates the credit approval process for use by loan officers or committees in the making of lending decisions regarding new, renewal, and extension loans
Thoroughly analyze commercial credits which exceed $1.5 million in total credit exposure to the Bank
Analyzes information statements and related material and prepares summaries and presents facts, and offers thoughts concerning credit-worthiness
Analyzes factors such as income growth, margins, trends, quality of management, market shares, potential risks of industry and collateral appraisals
Prepares credit and cash flow analyses; submits credit approval documents and write-ups to appropriate personnel for decision making
Monitors compliance with loan agreements
Provides support of loan officers and managers through financial statement spreading and analysis of new loan requests and existing credit relationships
Participates in deal discussion meetings between lending personnel, market managers and appropriate credit officers
Performs duties with supervision of Credit Manager, Director of Credit or Credit Analyst III which will provide opportunity to develop a thorough understanding of various types of lending facilities as well as a variety of companies and industries
Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training
Performs other duties and responsibilities as assigned
Qualification
Required
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures or governmental regulations
Ability to write reports, business correspondence, and procedures manuals
Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public
Ability to solve practical problems and deals with a variety of concrete variables in situations where only limited standardization exists
Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form
BS/BA Degree in Business, Accounting, Finance or a related field is required
MS Office programs, Financial Spreading Software
Ability to manage multiple projects
Strong analytical and organizational skills
Excellent written and verbal communication skills
Proficiency in Microsoft Word and Excel
Preferred
3-5 years' work related experience and / or training preferred
Company
Simmons Bank
Simmons Bank serves customers through its rock-solid commitment to integrity, excellence, collaboration, and growth.
1001-5000 employees
H1B Sponsorship
Simmons Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (6)
2024 (12)
2023 (3)
2021 (5)
Funding
Current Stage
Public CompanyTotal Funding
$625.09MKey Investors
Eosera
2025-09-09Post Ipo Debt· $325M
2025-07-22Post Ipo Equity· $300.07M
2024-10-15Grant· $0.01M
Leadership Team
Daniel Hobbs
Chief Financial Officer
Chris Van Steenberg
Executive Vice President, Chief Operating Officer
Recent News
Arkansas Business — Business News, Real Estate, Law, Construction
2025-12-22
2025-12-19
Company data provided by crunchbase