First Citizens Bank · 13 hours ago
Principal Software Engineer - CIAM and Fraud (Remote)
United States
Full-time
Remote
Lead/Staff
10+ years expFirst Citizens Bank is undergoing a significant digital transformation to enhance its customer service capabilities. The CIAM & Fraud Principal Software Engineer will lead the technical direction for customer identity and fraud technology, ensuring secure and resilient digital banking journeys while maintaining an optimal customer experience.
BankingInsuranceLendingPaymentsWealth Management
Responsibilities
Own engineering integrity and technical decision-making for CIAM and Fraud platforms
Ensure Okta-based identity solutions balance customer experience, fraud prevention, security, and scalability
Influence platform roadmaps and priorities through deep domain expertise
Act as a critical control point for high-risk changes impacting customers and regulatory outcomes
Serve as the engineering authority for Customer facing Okta Customer Identity Cloud implementations
Define and maintain CIAM and Fraud specific engineering standards, patterns, and reference implementations
Lead complex engineering initiatives including:
+ OAuth2 / OIDC authentication and token lifecycle management
+ Okta Identity Engine adaptive and risk-based authentication
+ MFA step-up for high-risk transactions
+ Integration of fraud and behavioral risk signals
Lead resolution of severe production incidents and security vulnerabilities
Partner with Architecture, Security, Fraud, and Delivery leadership to ensure alignment
Qualification
Required
Bachelor's Degree and 10 years of experience in Software application development and maintenance OR High School Diploma or GED and 14 years of experience in Software application development and maintenance
Preferred
Principal or Staff-level engineering experience
Deep hands-on expertise with Okta CIAM
Strong experience in banking or regulated financial services
Proven delivery of secure, customer-facing platforms at scale
Minimum 5-8 years experience with at least one major programming language (e.g. Java, Python, Go, etc.)
Strong understanding of fraud prevention, risk-based authentication, and secure digital journeys
Experience working within agile, product-aligned delivery models
Familiarity with regulatory, audit, and operational risk expectations
Strong CIAM and fraud-aware identity design expertise
Deep understanding of Okta architecture and configuration concepts
OAuth 2.0, OpenID Connect, SAML
Fraud signal integration and risk-based decisioning
Strong understanding of REST APIs, event-driven architectures
Experience of Cloud platforms (AWS, Azure, GCP)
Company
First Citizens Bank
First Citizens Bank provides banking services, essential business and professional services, wealth management capabilities, and more.
10001+ employees
H1B Sponsorship
First Citizens Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (126)
2024 (115)
2023 (249)
2022 (53)
2021 (12)
2020 (9)
Funding
Current Stage
Public CompanyTotal Funding
$33M2021-05-07Post Ipo Debt· $10M
2018-08-29Post Ipo Debt· $23M
1986-10-31IPO
Leadership Team
C
Craig Nix
Chief Financial Officer
Samantha Bureau - Johnson
SVP & Director, Customer Contact Center
Recent News
2026-01-06
2025-12-22
Company data provided by crunchbase