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Bank of Colorado · 2 days ago

Loan Officer

Lakewood, CO

Full-time

Onsite

Mid Level

Bank of Colorado is seeking a Loan Officer to manage a portfolio of loan and depository accounts. The role involves prospecting new customers, cross-selling banking services, and performing ongoing management of customer relationships.

BankingFinancial ServicesInsuranceVenture Capital

Responsibilities

Prospects new customers and solicits new loans

Cross-sells other banking services to new and existing customers

Maintains on-going customer contact to ensure good customer relations

Performs on-going management of a portfolio of all types of account relationships

Includes account reviews, problem solving, research and follow-up to internal account errors, etc

Interviews loan applicants: gather and evaluate financial and related data to establish credit worthiness

Monitor customers' financial condition

Reviews and approves or denies loan request to new or existing customers up to a pre-determined limit

Prepares action memos to be reviewed by management and presents credits exceeding authority to the loan committee

May serve and vote as a member of the bank loan committee

Monitors loan repayment activities, take necessary action to collect past-due accounts

May participate in preparation of department budget, goals and objectives and strategic planning

Participates in civic and community organizations, representing the bank, but following personal interests

Attends customer and bank sponsored events

Performs other related duties as assigned by management

Ability to maintain regular and reliable attendance

Qualification

Agriculture lendingCommercial lendingConsumer lendingCredit structuringBanking principlesSalesMarketingClient communicationComputer operationLoan pricingAccuracyEfficiencyConfidentialityProblem solvingDecision makingTeam player