Scotiabank · 1 day ago
Manager/Senior Manager, Energy Credit Risk - U.S. Risk Management
Houston, TX
Full-time
Onsite
Mid, Senior Level
$100K/yr - $191K/yr
3+ years expScotiabank is a leading bank in the Americas, and they are seeking a Manager/Senior Manager for their Energy Credit Risk team. The role involves managing a portfolio of credits in the U.S. energy sector, ensuring compliance with regulations, and fostering strong relationships with corporate banking teams.
BankingFinanceFinancial Services
Responsibilities
Product coverage is broad and will include loans, loan products, derivatives, commodities, banking products, etc
Manage a portfolio of individual credits across the U.S. energy industry, including exploration & production, midstream, refining, chemicals and oilfield services. Exhibit the ability to perform in-depth financial and credit risk analysis, manage transaction flow, work with other team members to help present transactions effectively to senior executives and at Corporate Senior Credit Committee, and coordinate the transaction approval process as necessary within the team
Ensure prompt and complete adjudication of credit applications and credit reviews, with sound, accurate and concise recommendations, and provide necessary challenge, where appropriate
Champion a client focused culture by developing productive relationships and high level of collaboration with Corporate Banking & Execution teams, as well as business line colleagues that will deepen client and industry knowledge
Leverage the client and industry knowledge to inform and educate daily credit risk management decisions within the Bank’s risk appetite and culture across all day-to-day activities and decisions
Provide leadership and training to credit analyst team and new joiners, particularly with regard to day-to-day functionality, standardization of communication and processes across the team, guidance on application of policies and procedures
When necessary, work with US Credit Risk Governance and Reporting team to design and develop data quality tools and validation processes
Identify risk mitigation opportunities and assist in the development of portfolio reports that support the credit risk function
Assist in preparing information for and responding to questions from audit, loan review and regulatory authorities
Ensure that all credit adjudication(s) and daily practices adhere to Bank policies and procedures
Coordinate and work with Head Office Global Risk Management when necessary in matters related to the presentation of the global view of credit risk, including participation in industry analysis and lending guideline policy reviews included in annual Industry and Board reports
Qualification
Required
Minimum a Bachelor's degree in a related discipline
3-5 years of experience in financial and credit risk analysis specific to businesses within the Energy industry domain
Understanding of the lending policies, procedures and practices
Familiarity with credit documentation issues
Understanding of credit risk, and the structures and protections required for the exercise of credit analysis, including knowledge of corporate lending products and documentation
Knowledge of financial projections and sensitivities
Experience or knowledge of internal credit assessments and portfolio strategy discussions
Strong communication skills, both written and oral
Proactive decision-maker must have the ability to provide a viewpoint when needed based on knowledge and understanding of BNS' risk appetite
Team player, but has the ability to work independently as needed and as priorities change
Highly organized with an ability to work in a fast-paced, multi-stakeholder environment and manage multiple priorities
Ability to prioritize tasks
Create problem solving and the ability to motivate others and implement new solutions
Preferred
Master's degree, recognized professional designation in a specialized area of finance or business, or equivalent, is an asset
Benefits
Flexible benefit programs
Company
Scotiabank
Scotiabank is a banking firm that provides banking and financial services.
10001+ employees
H1B Sponsorship
Scotiabank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
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Trends of Total Sponsorships
2025 (52)
2024 (55)
2023 (29)
2022 (38)
2021 (38)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$1.07B2024-04-17Post Ipo Debt· $1.07B
1972-03-01IPO
Leadership Team
Jabar Singh
President & CEO Scotiabank Colpatria (Colombia) & Head Central America & Caribbean
L.Scott Thomson
President and CEO
Recent News
Canada NewsWire
2025-12-24
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