Cooperidge Consulting Firm ยท 2 days ago
Commercial Loan Officer
Virginia Beach, VA
Full-time
Onsite
Senior Level, Lead/Staff
$130K/yr - $170K/yr
10+ years expCooperidge Consulting Firm is seeking a Commercial Relationship Manager for a top Regional Bank in Virginia Beach, VA. This role is responsible for driving the commercial lending process, from aggressive prospecting and loan origination to complex credit analysis and portfolio management.
Logistics & Supply Chain
Responsibilities
Business Development: Actively prospect and acquire new commercial loan customers to generate new business and expand the bank's local market share
Credit Evaluation: Assess the financial health and creditworthiness of businesses by analyzing complex financial statements, tax returns, and credit reports
Relationship Management: Cultivate and maintain long-term client relationships, serving as a trusted advisor to provide tailored lending and financial solutions
Loan Structuring: Collaborate with clients to structure transactions, prepare comprehensive loan packages, and ensure 100% accuracy in documentation
Risk Mitigation: Conduct thorough risk assessments for each application; develop and implement strategies to mitigate identified financial and market risks
Financial Analysis: Perform deep-dive cash flow and profitability analysis to determine loan feasibility in compliance with strict regulatory requirements
Portfolio Monitoring: Monitor the ongoing performance of the existing loan portfolio, identifying potential red flags and taking proactive steps to mitigate losses
Qualification
Required
Bachelor's degree in Finance, Accounting, or Business is REQUIRED
Minimum of ten (10) or more years of experience as a Commercial Loan Officer or Relationship Manager is REQUIRED
Proven track record in a banking or financial services environment with a focus on C&I (Commercial & Industrial) and CRE (Commercial Real Estate)
Strong history of meeting or exceeding loan origination targets
Advanced understanding of financial statements, cash flow analysis, and credit risk assessment
Exceptional interpersonal skills with the ability to present complex financial data to C-suite executives
Deep familiarity with commercial lending practices, loan documentation, and current banking regulations
Strong problem-solving skills to navigate complex financial data and make informed, high-stakes lending decisions
Preferred
A Master's degree (MBA) is a significant plus
Benefits
Comprehensive health, vision, and dental insurance plans
Life insurance coverage
401(k) retirement plan with company matching contributions
Paid time off including vacation, sick leave, and holidays
Opportunities for career growth and advancement
Company
Cooperidge Consulting Firm
Our mission is to support our clients' success by delivering top-quality personnel, delivering a high level of customer service and driving innovation in the both the commercial and government contracting space.
11-50 employees
Funding
Current Stage
Early StageCompany data provided by crunchbase