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Arvest Bank · 14 hours ago

Credit Analyst 2

Oklahoma City, OK

Full-time

Onsite

Entry, Mid Level

$61K/yr - $72K/yr

2+ years exp

Arvest Bank is dedicated to helping people find financial solutions for life. They are seeking a Credit Analyst 2 to analyze and project credit and financial information for complex commercial loans, work with borrowers and Commercial Bankers, and monitor loan compliance.

BankingFinanceFinancial Services

Responsibilities

Analyze and spread financial statements and related material for complex commercial loans

Determine the need for more thorough research or additional information and work with the Commercial Bankers to obtain it

Stay informed on respective industries represented within loan portfolios and trade areas

Offer recommendations based on analysis of creditworthiness and customers' ability to repay loans

Jointly work with Commercial Bankers to prepare loan proposals for customer requests and credit memorandums

Work directly with customers and prospects during the credit review process in conjunction with the Commercial Banker

Make recommendations to senior management regarding improvements to bank procedures and processes

Monitor loan compliance throughout the year through monitoring of technical exceptions and calculation of financial covenants

Assist the manager with monthly or quarterly portfolio monitoring reports

Assist with the preparation of concentration reports for review by senior management as requested

Assist with training new Credit Analysts

May prepare reports to forecast future expectations, show how certain industries will perform, and determine the risk associated with the endeavor

May provide in-depth loan portfolio monitoring/management for the assigned bank group

Understand and comply with bank policy, laws, regulations, and the bank's BSA/AML Program, as applicable to your job duties

Qualification

Financial analysisCommercial credit analysisAccounting degreeLoan compliance monitoringCustomer interactionReport preparationTraining new analystsTeam collaborationProblem-solving

Required

Bachelor's degree, preferably in Accounting, Finance, or Business, or equivalent finance, accounting, or lending experience

9 hours of college-level accounting or equivalent training (ABA, Omega/Moody's' or other in-depth training courses focused on financial analysis or commercial loan underwriting)

2 years of experience in accounting, finance, or lending

Certified Lease and Finance Professional Certification (CLFP) or the ability to obtain within two years of hire (required for Arvest Equipment Finance positions only)