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East West Bank · 1 day ago

Credit Governance & Strategy Officer

Pasadena, CA

Full-time

Onsite

Senior Level, Lead/Staff

$120K/yr - $220K/yr

10+ years exp

East West Bank is a top-performing commercial bank headquartered in California, serving as a financial bridge between the East and West. The Credit Governance & Strategy Officer will enhance the bank's credit risk management and governance frameworks, collaborating with various stakeholders to implement improvements and ensure compliance with regulations.

BankingFinanceFinancial Services

Comp. & Benefits

No H1B

Responsibilities

Lead processes to identify, design and enhance credit risk management and governance framework capabilities

Work cross-functionally with various stakeholders to assess current capabilities and to design and implement framework enhancements with respect to credit policies, underwriting standards, risk rating guidelines and tools, and credit risk data reporting

Enhance forward looking emerging risk identification and reporting capabilities for credit supervision and governance

Design and implement enhancements to procedures and processes within the control framework for credit risk management

Utilize project management tools and techniques to organize multiple concurrent tasks, projects and workstreams

Contribute impactfully to Credit’s governance structure and routines, proactively identify areas for improvement and design and execute enhancements

Collaboratively ensure the credit governance framework supports strong risk management and business unit objectives for growth and strong asset quality

Join the Chief Credit Risk Management Officer and other senior credit executives as a key Credit liaison with first-line (Risk Management), second-line (ERM Risk) and third-line (Internal Audit & Independent Asset Review) partners, ensuring alignment on credit policies, controls, limits/KRIs and governance capabilities and outcomes

Join credit leaderships engagement with external regulators, including preparation and presentations for examinations, reviews, and ongoing monitoring

Coordinate governance and oversight activities to ensure Credit Risk Management’s activities are well-integrated and coordinated with enterprise risk, compliance, and audit expectations

May perform other duties as assigned

Qualification

Credit risk managementGovernance frameworksRegulatory complianceData analysisMS Office SuiteProject managementCommunication skillsCollaboration skillsCritical thinking

Required

Bachelor's degree in Finance, Accounting, Business Administration, or related field; advanced degree or professional certification (CFA, CPA, FRM) preferred

10+ years of experience in Credit, Risk, Audit, Regulatory Affairs, or Governance functions in a regulated financial institution, or as part of a regulatory agency

Demonstrated success building, enhancing or managing credit governance structures and engaging with both internal oversight partners and regulators

Experience utilizing data to support, synthesize and aggregate credit risk exposure; facility with credit systems, databases, and reporting platforms and the ability to identify requirements for system enhancements to improve governance and controls

Coordinate, lead and drive timely completion of ad-hoc risk projects and initiatives

Demonstrated critical thinking, and ideation and articulation of enhancement opportunities for consideration by institutional leadership

Strong working knowledge as an independent user of MS Office Suite (Word, Excel, PowerPoint, Access). Facility with Power BI preferred

Knowledge and understanding of federal and state laws and regulations applicable to EWB

Willingness to expand knowledge and skillset to contribute proactively on behalf of Credit Governance and Credit Supervision

Preferred

Deep understanding of credit risk management processes and governance frameworks, regulatory oversight frameworks and expectations, and enterprise risk management principles

Experience engaging across first-line, second-line, and third-line interfaces as well as with regulatory supervisors

Strong project management skills with a proven ability to drive change management and execution across multiple priorities

Professional and collegial interpersonal, communication, and collaboration skills; able to align diverse stakeholders and present effectively to senior management and regulators

Comfort operating in dynamic or rapidly evolving organizations, with the ability to design bespoke solutions appropriate for the culture and objectives of EWB