UMB Bank · 21 hours ago
Lead, Card Network & Processors (Card Operations) - Remote
United States
Full-time
Remote
Mid, Senior Level
$69K/yr - $149K/yr
7+ years expUMB Bank is a financial institution seeking a Lead for their Card Network & Processors team. The role involves managing relationships with card networks and processors, ensuring compliance with operational standards, and overseeing the lifecycle management of BINs and digital wallets.
BankingFinanceFinancial Services
Responsibilities
Serve as the primary operational point of contact for Visa, Mastercard, Pulse, Interlink, and any additional card networks
Monitor and interpret network operating rules, mandates, releases, and new requirements; assist operations with requirements for implementation or compliance
Manage network certifications, test cycles, and compliance timelines
Manage escalations related to Network issues, outages, or defects
Participate in the management of relationships with card processors including TSYS, FIS, Fiserv, EML, and others
Partner with processors to ensure successful network setup of card products, feature enhancements, fraud tools, and digital services
Own lifecycle management of all BINs and BIN ranges across product lines
Maintain the master BIN inventory including ownership, usage, tokenization eligibility, routing, and digital wallet enablement
Submit and manage network requests for BIN expansions, tokenization mapping, 3DS setup, routing changes, and portfolio migrations
Monitor and help manage BIN setup within processors, networks, risk tools, and internal systems
Oversee token BIN mapping, eligibility, and routing
Monitor and report network performance, i.e. decline trends, and provisioning issues
Ensure changes follow internal control standards and validation steps
Maintain documentation, workflows, and operational process maps
Support audits and regulatory exams
Lead network and processor initiatives including new products, migrations, certifications, and updates
Partner cross-functionally with internal departments
Monitor milestones and produce KPI reporting
Maintain strong relationships with networks and processors
Participate in business reviews and roadmap planning
Ensure network compliance with service expectations
Qualification
Required
7+ years card issuing, card operations, or network/processor experience
In-depth knowledge of Visa, Mastercard, Pulse, Interlink, and other network rules
Experience with TSYS, FIS, Fiserv, EML, or similar processors
Strong understanding of BIN management, tokenization, and digital wallets
Knowledge of operational risk, change management, and issue management
Strong communication, analytical, and problem-solving skills
Preferred
Experience in network program management or processor migrations
Experience with 3DS, EMV, fraud tools, and routing
Project leadership experience
Benefits
Paid Time Off
401(k) matching program
Annual incentive pay
Paid holidays
A comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage
Health savings
Flexible spending
Dependent care accounts
Adoption assistance
An employee assistance program
Fitness reimbursement
Tuition reimbursement
An associate wellbeing program
An associate emergency fund
Various associate banking benefits
Company
UMB Bank
UMB Financial Corporation is a commercial bank that offers various financial services.
1001-5000 employees
H1B Sponsorship
UMB Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (15)
2024 (20)
2023 (14)
2022 (33)
2021 (11)
2020 (18)
Funding
Current Stage
Public CompanyTotal Funding
$606.13M2025-05-29Post Ipo Equity· $294.53M
2024-04-29Post Ipo Equity· $201.6M
2022-09-23Post Ipo Debt· $110M
Leadership Team
Brian Hutchin
Executive Vice President, Director of Healthcare Services at UMB, Institutional Banking Division
Phillip Mason
President of Institutional Banking
Recent News
2026-01-09
Company data provided by crunchbase