Mulligan Funding, LLC · 2 weeks ago
Senior Credit Analyst
San Diego, CA
Full-time
Onsite
Senior Level
$95K/yr - $120K/yr
5+ years expMulligan Funding, LLC is a leading provider of working capital to small and medium-sized businesses. As a Senior Credit Analyst, you will conduct comprehensive credit risk assessments, develop policies, manage portfolios, and collaborate with junior analysts and cross-functional teams to evaluate and support credit decisions.
FinanceFinancial ServicesLending
Responsibilities
Analyze complex financial statements, tax returns, and other financial documents to evaluate the creditworthiness of commercial loan applicants
Independently review the financial health of businesses by analyzing key financial metrics, such as liquidity, profitability, and leverage
Provide guidance and support to junior credit analysts, fostering their professional development
Identify credit risks associated with commercial loan applicants
Prepare credit reports summarizing findings and underwriting recommendations for large commercial loan decisions
Collaborate with colleagues to communicate underwriting decisions to loan applicants and address inquiries or provide information
Present and defend credit proposals to the Credit Committee, offering well-supported recommendations for loan approvals, modifications, or declines
Make underwriting recommendations based on established criteria and policies
Assess the impact of the guarantor on the company’s ability to service debt
Perform other duties as assigned
Qualification
Required
5+ years of experience in underwriting or credit analysis
A bachelor's degree in a relevant field such as business, finance, accounting, economics or similar
A solid understanding of GAAP accounting principles and the ability to dissect financial statements and business bank statements
Profound knowledge of the U.S. small business lending landscape, including insights into various industry risk segments
Exceptional organizational, communication, and time management skills
Proficiency in all Microsoft Office products, G-Suite, and the capability to swiftly learn new programs and CRM systems
Superior critical thinking, mathematical, and analytical skills
The capacity to make complex decisions under pressure in a fast-paced setting
Benefits
Medical, vision, and dental benefits to support you and your family.
Flexible Spending Accounts (FSA) for eligible healthcare and dependent care expenses.
A 401(k) with matching contributions to help you plan for retirement.
Paid time off, including sick leave, vacation, and holidays.
Paid parental leave for growing families.
A Lifestyle Spending Account (LSA) for athletic and wellness expenses.
An employer-sponsored Life and AD&D policy, with options for additional coverage.
A Learning Stipend for professional development activities.
An Employee Assistance Program (EAP) and travel assistance services.
Complimentary snacks and refreshments in the breakroom.
A referral program that rewards you for bringing in top talent.
Company events to connect, celebrate, and grow together.
Company
Mulligan Funding, LLC
Mulligan Funding exists to provide invaluable financial solutions to the small and medium-sized businesses that fuel our country.
51-200 employees
Funding
Current Stage
Growth StageTotal Funding
$135M2024-12-03Debt Financing· $120M
2023-05-01Series Unknown· $5M
2022-08-25Series Unknown· $10M
Leadership Team
David Leibowitz
Chief Executive Officer
Recent News
2025-11-04
SEC
2022-09-01
Company data provided by crunchbase