Lendable · 1 day ago
Senior Credit Risk Manager
Virginia, United States
Full-time
Hybrid
Senior LevelLendable is a leading fintech company focused on providing innovative credit solutions. They are seeking a highly analytical Senior Credit Risk Manager to enhance their U.S. loans business through statistical analysis and collaboration across multiple teams.
BankingFinancial ServicesFinTechPayments
Responsibilities
Own our Testing Ecosystem (Experimentation + Statistical Rigor)
Own the end-to-end testing ecosystem for credit and product decisions including experimentation design, implementation standards, and result interpretation
Ensure we are collecting the right data, in the right structure, to answer high-priority questions
Establish statistically sound testing practices across teams
Develop repeatable frameworks for evaluating tradeoffs between conversion, risk, yield, and customer outcomes
Partner with Product/Engineering to ensure experimentation tools and logging support robust measurement (not fragile analyses after the fact)
Build Best-in-Class Monitoring & Analytics Suite (Performance + Economics)
Build and own a cohesive monitoring and analytics suite that provides a nuanced, end-to-end view of the business
Ensure we have clear visibility into credit performance, unit economics, funnel & underwriting performance
Develop tooling that lets us diagnose issues early and confidently
Create a 'single source of truth' performance narrative that can be relied on by senior leadership for decision making
Drive Portfolio Valuation & Forecasting (Decision Support Across the Business)
Help build and continuously improve our approach to portfolio valuation, performance forecasting, and expectation-setting
Produce credible valuations / forward-looking performance views that inform:
Credit strategy and policy changes
Capital markets funding conversations
Growth scaling decisions
Product prioritisation and roadmap tradeoffs
Ensure valuation approaches are grounded in high-quality assumptions, are transparent, and are calibrated to observed performance Build clear frameworks for answering: what is the portfolio worth, how does it change under different strategy choices, and where are we taking risk?
Be Hands-On With Data & Influence Decision Making
Be comfortable being hands-on with data: drive your own analysis, build models/tools where needed, and turn analysis into crisp recommendations (SQL required; Python strongly preferred)
Communicate complex insights clearly to technical and non-technical stakeholders
Operate with an ownership mindset: identify the biggest analytical blind spots and drive improvements proactively (not only when asked)
Qualification
Required
Strong hands-on analytics ability — comfortable pulling data yourself and using it to drive decisions (strong SQL & Python required)
Deep understanding of experimentation, measurement, and statistical inference (power, significance, bias, causality, segmentation, guardrails)
Strong understanding of credit performance and unit economics in lending
Experience building monitoring / performance reporting and diagnosing portfolio performance changes
Strong commercial judgment: can balance customer outcomes and business profitability; comfortable with ambiguity and tradeoffs
Strong stakeholder management and communication — able to influence cross-functionally and up to senior leadership
Ownership mindset and high standards for analytical quality and integrity
Preferred
Experience in U.S. personal loans, ideally in FinTech
Familiarity with underwriting strategy, risk models, and credit policy design
Experience partnering with Capital Markets / finance stakeholders on valuation, forecast, or funding decisions
Experience working with data engineering / analytics engineering teams (dbt, warehouse structures, instrumentation)
Familiarity with fairness/fair lending concepts and monitoring frameworks
Experience implementing AI tools to power business monitoring
Benefits
Best-in-class compensation, including equity.
Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.
We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance
Company
Lendable
Lendable is a peer-to-peer lending platform that provides instant paperless loans.
Founded in 2014
51-200 employees
Funding
Current Stage
Growth StageTotal Funding
$1.61BKey Investors
Ontario Teachers' Pension PlanGoldman Sachs Growth EquityWaterfall Asset Management
2022-03-10Series Unknown· $275.15M
2021-03-29Secondary Market· $41.32M
2019-07-16Debt Financing· $248.2M
Leadership Team
Martin Kissinger
Founder/CEO
J
Jakob Schwarz
Co-Founder
Recent News
2025-05-01
frenchpartners.com
2025-04-23
2025-04-17
Company data provided by crunchbase