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First Horizon Bank · 1 day ago

Portfolio Manager

Dahlonega, GA

Full-time

Onsite

Senior Level, Lead/Staff

8+ years exp

First Horizon Bank is a leading regional financial services company dedicated to helping clients and communities unlock their potential. The Portfolio Manager assists in assessing risk and managing the Bank’s loan portfolio by providing analytical oversight and ensuring compliance with loan covenants.

BankingFinanceFinancial ServicesRisk Management

H1B Sponsor Likely

Responsibilities

Evaluates pertinent information to determine risk rating and whether a prospect and/or existing credit is an acceptable risk; identifies credit risk trends at the customer and portfolio level; notifies manager of risk changes

Partners with Relationship Managers to:

Meet with current and prospective clients to understand the specific customer requirements and needs

Collect appropriate financial data and information to ensure an accurate risk assessment and thorough underwriting

Answer client questions; ensure all data is accurate for loan underwriting

Analyses global cash flow for commercial and individual prospects, borrowers and guarantors to identify financial condition, profitability, repayment ability, operating trends, financial support of credit and other various financial indicators

Prepares all required financial spreads, Credit Presentation Sheets, Narrative, Relationship Summary, and Loan Pricing Model and prepares packages for approval on all new and existing credits

Assist in the pricing and structure of new loans and renewals

Coordinates closing and booking events

Monitors industry trends and analyze specific industry trend data to identify potential areas of risk

Ensures a 120 day renewal letter is sent to the customer identifying the key financial information needed in advance to process the renewal request; completes loan covenant compliance and annual loan reviews and review findings

Completes, passes and maintains an up to date status for all positional and company required compliance and regulatory courses by assigned due date(s)

Performs all other duties as assigned

Qualification

Risk assessmentCredit analysisFinancial modelingLoan underwritingIndustry trend analysisBachelor's degreeAnalytical skillsCommunication skills

Required

Bachelor (4-year college) degree

at least 8 years of experience or equivalent combination of education and experience

Benefits

Medical with wellness incentives, dental, and vision

HSA with company match

Maternity and parental leave

Tuition reimbursement

Mentor program

401(k) with 6% match

Company

First Horizon Bank

Glassdoor3.6

First Horizon Bank provides personal, business, and corporate banking, and private client services, to families and businesses.

Founded in 1864

Raleigh, North Carolina, USA

5001-10000 employees

https://www.firsthorizon.com/pmc

H1B Sponsorship

First Horizon Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (36)

2024 (31)

2023 (15)

2022 (17)

2021 (19)

2020 (16)