Farmers Insurance · 2 days ago
Underwriting SME - Guidewire Implementation
United States
Full-time
Remote
Mid, Senior Level
$102K/yr - $174K/yr
7+ years expFarmers Insurance is committed to delivering peace of mind to customers through protection and comprehensive advice. The Underwriting SME will serve as the primary authority on commercial lines products and workflows, collaborating with IT and business analysts to optimize the PolicyCenter environment for profitable growth and a seamless transition from legacy systems.
Auto InsuranceFinancial ServicesInsuranceLife Insurance
Responsibilities
Define and document complex commercial underwriting rules, appetite, and authority limits for integration into the Guidewire Product Model
Lead "Train-the-Trainer" sessions and provide high-level guidance on how commercial forms, endorsements, and rating logic should behave within the new platform
Collaborate with the technical team during Inception and Elaboration phases to map legacy data fields to Guidewire’s data architecture
Design "To-Be" underwriting workflows that leverage Guidewire’s automation capabilities (e.g., straight-through processing for small commercial or automated referrals for middle-market)
Identify opportunities to eliminate manual workarounds currently present in legacy systems
Validate that the Underwriter Desktop UI/UX is intuitive and aligns with the daily needs of the production team
Develop and execute User Acceptance Testing (UAT) scripts to ensure system outputs (quotes, policies, and documents) meet technical and regulatory standards
Perform "Side-by-Side" testing to compare legacy system rating outputs against Guidewire results to ensure actuarial precision
Review and approve the logic for automated correspondence and policy issuance documents
Serve as a champion for the new system, helping field underwriters and agents navigate the transition from legacy processes
Provide expert insight into "Day 1" vs. "Day 2" priorities, ensuring that the most critical underwriting tools are functional at launch
Qualification
Required
High school diploma or equivalent required
Seven years of Commercial Underwriting experience in property/casualty, auto, and/or Workers Compensation lines of business, preferably including supervisory/management experience
Technical expertise in commercial risk selection and pricing
Knowledge of management information and business systems (Word, Excel, PowerPoint, Access)
Excellent verbal, written and interpersonal skills, with demonstrated presentation skills
Analytical thinking skills to make timely, appropriate decisions and recommendations after reviewing all relevant information
Ability to successfully interact with the Agency Force to grow business while at the same time maintaining underwriting discipline
Ability to read and interpret policy contract language
Broad-based working knowledge of relevant insurance laws and statutes; the contract issue process, computer systems, competitor's products and marketing practices
Preferred
Bachelor's degree preferred, preferably in a business-related field of study
Completion of or actively pursuing CPCU or other relevant insurance designation
Benefits
Medical
Dental
Vision
Health Savings and Flexible Spending Accounts
Life Insurance
Paid Time Off
Company
Farmers Insurance
The companies comprising the Farmers Insurance Group of Companies® currently make up one of the country's largest insurers of vehicles, homes and small businesses, and provide a wide range of other specialty insurance and financial services products.
10001+ employees
H1B Sponsorship
Farmers Insurance has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (105)
2024 (76)
2023 (86)
2022 (129)
2021 (106)
2020 (90)
Funding
Current Stage
Late StageLeadership Team
Jose Tamayo
Agency Owner
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