Principal Software Engineer jobs in United States
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EarnIn · 1 day ago

Principal Software Engineer

positionMountain View, US
timeFull-time
remoteHybrid
seniorityLead/Staff
money$255K/yr - $380K/yr
date15+ years exp

EarnIn is a pioneering company in earned wage access, dedicated to providing real-time financial flexibility for individuals living paycheck to paycheck. The Principal Software Engineer will design and develop products while collaborating cross-functionally and mentoring other engineers, ensuring high-quality, efficient designs and code.

Employee BenefitsFinancial ServicesFinTechMobile Payments
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Growth Opportunities
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H1B Sponsor Likelynote

Responsibilities

Make a meaningful impact in the lives of our community members
Drive the design & implementation of new features - break down complex problems into their bare essentials, translate this complexity into elegant design, and create high-quality, clean code
Collaborate and mentor other senior engineers while providing thoughtful guidance using code, design, and architecture reviews
Contribute to defining technical direction, planning the roadmap, escalating issues, and synthesizing feedback to ensure team success
Estimate and manage team project timelines and risks
Care passionately about producing high-quality, efficient designs and code
Participate in hiring and onboarding for new team members
Lead cross-team engineering initiatives
Apply new technologies and industry standards

Qualification

JavaPythonKotlinCloud environmentsClean architectureSoftware craftsmanshipCommunication skillsMentoringTeam collaborationProblem-solving

Required

Bachelor's, Master's, or PhD degree in computer science, computer engineering, or a related technical discipline or equivalent industry experience
15+ years of development experience in backend or full-stack software development
Software development experience in Java, Python or Kotlin
Hands-on experience working in cloud environments: AWS, GCP, Azure
Familiarity with clean architecture approach and software craftsmanship
Excellent written and verbal communication skills
Ability to thrive in a fast-paced, dynamic, result-driven environment

Benefits

Equity
Benefits

Company

EarnIn

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EarnIn is an earnings management company that provides access to earned wages and financial wellness tools.
dateFounded in 2013
location
Palo Alto, California, USA
people-size201-500 employees
web-link
https://www.earnin.com

H1B Sponsorship

EarnIn has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (54)
2024 (18)
2023 (30)
2022 (29)
2021 (18)
2020 (35)

Funding

Current Stage
Growth Stage
Total Funding
$415.1M
Key Investors
Cross River BankMitsubishi UFJ Financial GroupAndreessen Horowitz
2025-09-10Debt Financing· $150M
2025-09-02Debt Financing· $75M
2018-12-20Series C· $125M

Leadership Team

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Ram Palaniappan
CEO & Founder
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Ofer Shaked
CTO
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Recent News

Business Wire
Independent Research Proves EarnIn’s EWA Product Increases Income and Improves Financial Stability
2025-12-16
Bank Think
EarnIn adds B2B option as consumer groups attack EWA
2025-11-01
Payments Dive
EWA chases regulatory clarity
2025-10-28
Company data provided by crunchbase