Security National Bank ยท 22 hours ago
Vice President - Commercial Services
Sioux Falls, South Dakota, United States
Full-time
Onsite
Mid, Senior Level
5+ years expSecurity National Bank is a long-established institution committed to integrity and excellent service. The Vice President of Commercial Services is responsible for developing new relationships and managing existing ones, focusing on lending and business development efforts.
BankingFinancial ServicesInsuranceSecurity
Responsibilities
Attend to the needs of customers seeking loans that may involve unsecured funds and/or credit secured by mortgages or other collateral
Interview applicants to develop information concerning their business, needs, abilities, and earnings to determine whether a loan may be an acceptable risk
Participate in community and business groups to ensure a positive image for the Bank and establish COI referral contacts within the market
Develop a sales plan to prioritize and organize revenue generating sales opportunities
Identify and negotiate proper loan and deposit opportunities that optimize credit quality and profitability
Prepare or assist in preparing and articulate accurate, comprehensive, and relevant information for consideration by the appropriate loan approval authority
Obtain and analyze financial data and provide service on approved lines of credit, equipment financing loans, etc
Make decisions on loans and terms if within own lending limits or makes recommendation to department head
Uses Customer Relationship Management system to track business development efforts and prospects
Manage existing portfolio for timely financial statements, renewals, annual reviews, modifications, etc
Maintain knowledge of all products and services offered
Qualification
Required
Excellent customer service and problem resolution skills
Strong attention to detail
Understanding of lending
Ability to identify missing items
Advanced organizational skills
Ability to work under deadlines
Independent thinking
Analytical skills
Self-motivation
Strong oral and written communication skills
Demonstrated teamwork
4 year college degree or related work experience
5+ year of lending experience
Extensive knowledge of commercial banking products and services
Excellent negotiating and influencing skills
Accuracy and meticulous attention to detail required
Excellent oral, written, and interpersonal communication skills
Ability to navigate multiple computer systems and programs with working knowledge of Word and Excel
Ability to manage multiple requests simultaneously, meet deadlines, and show flexibility to change direction when needed
Team-oriented and the ability to work collaboratively across all levels of the organization
Service-oriented, polite, and respectful
Advanced problem-solving and analytical skills
Ability to take direction and instruction and follow through independently until project completion
Benefits
Medical
Dental
Short and long term disability
Life insurance
Paid time off
A wellness program
A 401(k) savings plan at hire for future financial protection
Company
Security National Bank
Security National Bank was chartered in 1884 in Sioux City, Iowa, and founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Craig Mayo
Senior Vice President - Commercial Services / Chief Credit Officer
Company data provided by crunchbase