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Commerce Bank · 20 hours ago

Commercial Banking Portfolio Manager

Kansas City, MO

Full-time

Onsite

Entry, Mid Level

$72K/yr - $109K/yr

1+ years exp

Commerce Bank is dedicated to helping people find financial safety and success while fostering a strong community culture. The Commercial Banking Portfolio Manager is responsible for managing and servicing a portfolio of commercial customers, ensuring high levels of customer satisfaction and retention while collaborating with Relationship Managers on credit requests and customer outreach activities.

BankingFinanceFinancial Services

Responsibilities

Manage a large portfolio of diverse and complex commercial relationships utilizing a high degree of critical thinking skills

Participate in customer outreach activities in conjunction with relationship managers as appropriate (especially those with active new credit opportunities)

Serve as the primary relationship manager for a specific number of mature commercial relationships, ensuring a high level of customer satisfaction and retention. Present these relationships at the annual loan committee meeting

Handle customer service requests for a designated portfolio of existing relationships, including loan renewals and modifications

Work with Relationship Managers on credit requests, including general underwriting, loan structuring, negotiating/pricing, collateral, and analyzing industry/credit risk

Complete all requirements of loan booking, including negotiating terms, the review of loan documentation and assisting in the closing process for a designated portfolio of relationships, and in conjunction with the Relationship Managers and Specialists as required

Monitor and track required reporting on loans, involving past dues, documentation and collateral exceptions, financial statements and borrowing bases, portfolio profitability, etc

Ensure primary responsibility for management of all watch list credits, including preparation of all quarterly watch list reports and oral presentations in watch list meetings

Ensure compliance with all bank policies, procedures, regulations, and laws

Perform other duties as assigned

Qualification

Commercial banking experienceCredit analysisCustomer relationship managementAnalytical skillsMicrosoft Office proficiencyNegotiation skillsAttention to detailTeam playerCommunication skills

Required

Basic knowledge of full range of commercial products, credit policies, procedures and terminology

Basic analytical, problem-solving skills and negotiation skills

Ability to accurately prepare credit memos with documentation of appropriate analysis

Some independent decision making skills, but requires regular management oversight

Ability to maintain a valid driver's license and meet Commerce Bank's driving record criteria; ongoing employment may be contingent upon meeting all driving requirements

Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities

Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills

Function as a key team player simultaneously on multiple, different, and diverse teams within and including the entire Business Banking Division

Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values

Intermediate level proficiency with Microsoft Word, Excel and Outlook

Bachelor's degree or equivalent combination of education and experience required

1+ years of commercial banking experience required