TD · 4 days ago
Commercial Portfolio Loan Officer III - Workout (US)
Mount Laurel, NJ
Full-time
Onsite
Mid, Senior Level
$91K/yr - $136K/yr
5+ years expTD is one of the world's leading global financial institutions and is the fifth largest bank in North America. The Commercial Portfolio Loan Officer III administers and monitors a portfolio of complex commercial loans, ensuring compliance with terms and maintaining customer relationships.
BankingFinanceFinancial ServicesWealth Management
Responsibilities
Administers and monitors large portfolio of large, complex commercial loans
Personally manages loan relationships with in the group
Ensures accuracy and maintenance of Customer records and files and updates information as needed. Prepares more in-depth management reports summarizing portfolio activity
Pays specific attention to credit administration, exception and risk management based on common metrics
Administers existing loans to ensure complete conformity with terms and adequacy of documentation, including preparation of criticized asset reports and review memos; coordinates with operations and processing areas to ensure loan payments are collected and recorded
Maintains current risk rating on Customers and makes appropriate comments in Customer credit files to ensure information remains current
Accompanies loan officers during sales calls to assist with account details and implementation
Provides technical guidance and assists staff with most complex aspects of work as necessary
May provide training and mentoring for new and less experienced staff
Coordinates with credit department and performs more in-depth financial analyses and credit investigations to make credit decisions on line extensions and other loans
Contributes and provides input to group loan decision processes based on evaluation of credit risk and other key factors
Visits Customers independently and with commercial loan officers to maintain strong business relationships
Is assigned own accounts and/or share account management responsibilities with commercial loan officers
Performs periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms
Administers existing loans to ensure complete conformity with terms and adequacy of documentation, including preparation of criticized asset reports and review memos; coordinates with operations and processing areas to ensure loan payments are collected and recorded
Utilizes limited personal credit authority under the direction of the Relationship Manager, for the benefit of Customers and efficiency of the lending process
Qualification
Required
4 year degree or equivalent experience
5+ years related experience
In-depth understanding of commercial credit decision process
Demonstrates credit, financial analysis and accounting skills
In-depth knowledge of commercial legal and regulatory guidelines
Proven Customer service and relationship management skills, including demonstrated track record of building and expanding Customer relationships
Demonstrates attention to detail
Supervisory skills
Demonstrated communication skills, both verbal and written
Proficient PC skills
Benefits
Health and well-being benefits
Savings and retirement programs
Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
Banking benefits and discounts
Career development
Reward and recognition
Company
The Toronto-Dominion Bank & its subsidiaries are collectively known as TD Bank Group (TD).
10001+ employees
H1B Sponsorship
TD has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2022 (1)
2020 (6)
Funding
Current Stage
Late StageTotal Funding
$65MKey Investors
U.S. Department of the Treasury
2023-10-03Grant· $65M
Leadership Team
Brian Jacobson
Chief of Staff to the CEO, TD Bank, America's Most Convenient Bank
F
Foster Glenn
SVP, Chief Information Security Officer
Recent News
2026-01-11
Winnipeg Free Press
2026-01-09
2026-01-06
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