City National Bank ยท 1 day ago
Loan Review Officer
US-FL-Miami
Full-time
Hybrid
Entry, Mid Level
2+ years expCity National Bank is a financial institution focused on risk management and compliance. The Loan Review Officer conducts evaluations of loan portfolio quality, ensuring adherence to lending policies and regulatory standards while communicating findings to senior management.
BankingFinanceFinancial Services
Responsibilities
Conduct comprehensive reviews of the loan portfolio to provide senior management and the Audit Committee with independent, objective assessments of credit quality, ensuring adherence to regulatory standards and internal policies
Independently review individual loans to assess grading and identify credit quality trends. Evaluate adherence to credit policy, underwriting standards, and loan administration procedures, identifying areas for improvement and necessary corrective actions
Work closely with the Finance Department to refine methodologies for calculating the allowance for loan losses, contributing to accurate financial reporting and risk management
Analyze various product segments for asset quality and concentration risks, communicating findings and recommendations to account officers and senior lenders to inform loan grading decisions
Monitor administrative and operational loan systems to ensure compliance with policies and regulatory requirements, including credit analysis and loan servicing practices
Identify and report on areas of concern to the Management Enterprise Risk Committee and the Board Enterprise Risk Committee, developing actionable recommendations to mitigate risks
Assess the effectiveness of implemented review recommendations and management responses through structured follow-ups, ensuring continuous improvement in loan portfolio management
Engage with bank examiners and external auditors during examinations and audits, providing insights into the loan portfolio and allowance for loan losses
Recommend changes to credit policies based on findings from reviews and industry best practices to enhance risk management
Undertake special projects as assigned, applying analytical skills to address complex challenges within the loan review process
Qualification
Required
2-4 years experience in commercial credit analysis, lending or as an examiner in a regulatory environment
Loan review experience should include the following types of lending activity: commercial real estate; construction & land development; commercial & industrial loans (C&I); asset based lending; trade finance; etc
Understanding commercial loan structures, underwriting, collateral evaluation, cash flow analysis, and associated control/approval processes
Experience with industry accepted loan policy standards and credit administration practices
Solid ability to apply loan risk rating systems to categorize the quality of a particular loan, using regulatory risk rating definitions
Strong emphasis in accounting, financial analysis, and trend analysis
In-depth understanding of regulatory examination procedures required
Excellent communication skills
Strong report writing skills
Must be detail oriented with leadership, supervisory, and staff development skills
PC skills, including experience with MS Word and MS Excel
Bachelor's Degree in Business or related field or an equivalent combination of education and relevant professional experience may be considered in lieu of a degree
Company
City National Bank
City National Bank offers a full complement of banking, trust and investment services. It is a sub-organization of City National.
1001-5000 employees
H1B Sponsorship
City National Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (76)
2024 (78)
2023 (145)
2022 (93)
2021 (107)
2020 (62)
Funding
Current Stage
Public CompanyTotal Funding
unknown1978-01-13IPO
Leadership Team
Howard Hammond
CEO City National Bank
Fiyaz Khan
Senior Vice President, Structured Products
Recent News
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